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BMO first to slash mortgage rate

There were preliminary indications Friday that residential mortgage rates could be drifting lower after Bank of Montreal announced a "special" offer of 5.25 per cent on its benchmark five-year, fixed-rate home loan. BMO said the new rate takes effect today and would be available to "all new and existing" customers. Its current posted rate on that product is 7.2 per cent. A spokesperson said the new ...
Tags: Mortgages

Why Some Houses Don’t Sell & How to Avoid 4 Costly Mistakes

You put your house up for sale and the listing expired without a sale.  What went wrong?  The majority of houses sell during the initial listing time, usually a period of three months or more.  But - as you've found out - some don't sell. What should you do now?  If your listing has expired and now you really want results, we can help.  Don't get spooked by the death of the ...

How’s The Market?

The one question we seem to be hearing over and over again is, "How's the Market?"  It's a great question, given that market conditions play an important role in property prices, competition and average selling times. The market can typically fluctuate within three types of market conditions: 1. A Seller's Market, 2. A Buyer's Market, and 3. A Normal or Balanced Market One Way to ...
Tags: Statistics

10-Step Program to Buying a Home

1. Get pre-approval In a hot real estate market, pre-approved home buyers get preferential treatment when negotiating home purchases. Why? Because pre-approved buyers are financially qualified to purchase the home and are considered more serious than buyers who are not. Nothing feels worse than finding the ideal home in the perfect area, and then not being able to get the financing to close the deal. ...
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