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New Mortgage Rules Coming into Effect

If you look at any recent housing market survey, you'll notice a common trend. The Canadian real estate market is cooling, but definitely not popping. We're actually heading into a more balanced market in most of the country. In spite of this, the Government of Canada has announced more changes to government-backed insured mortgages in the hopes of limiting the amount of household debt Canadians have ...
Tags: Mortgages

Meet the Neighbours

Our neighbourhoods are only as strong as the bonds we have with our neighbours. If you’ve recently moved into a new home or have noticed someone new move in next door, it’s not as hard as you might think to reach out and make a connection. While we all want to preserve our privacy, the benefits of being good neighbours far outweigh whatever “exposure” we might fear in the ...

Real Estate Q & A's

Why pay more? Q: What are the benefits of paying more than a 5% down payment? There are many benefits to putting more than 5% down. The larger the down payment, the lower the cost of your overall mortgage in the long run and you will save money by paying less interest. If you can put as much as 20% down, you will avoid paying mortgage insurance. Mortgage insurance is mandatory if you put less than ...
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