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Your Privileges as a Mortgage Holder

On every commitment there are privileges. Each lender has their own terms and conditions for these privileges, but they are generally as follows:  Assumption – your mortgage can be assumed by a purchaser,  if they qualify to carry the mortgage.   The lender must approve this transaction. An instance where you might do this is if you couldn't sell the real estate, ...

CENTURY 21 Canadian Conference 2013 LIVE Blog

  Friday, September 13, 2013 12:30am Thank you for joining us in Kelowna! CENTURY 21 Canadian Conference 2013 has now come to a close. Thank you to all attendees, webcast viewers from across Canada, vendors at the Supplier Expo, and Conference staff for making this event so memorable. Happy travels! See you next year in Niagara Falls, ON! 11:30am Richard Robbins (keynote) real ...

4 Considerations When Buying an Investment Property

  Purchasing real estate has been a profitable option for investors for a very long time. Many investors have made hundreds of thousands of dollars (in some cases millions) by purchasing properties, building equity, and then selling for a profit.  Here are four key considerations when deciding to invest in housing: 1) Affordability Purchasing a property and renting it out to cover ...

5 Budget-Friendly Curb Appeal Upgrades

  Home sellers often ask if there is anything they should do as far as staging is concerned. Similarly, first time homebuyers, perhaps stretched for funds after their first big investment, want tips on making that new house a home. Similar rules of thumb apply, so let's focus on developing the exterior beauty, roll up our sleeves and step outside: Tackle big issues first. That spot ...

6 Condo Layout Options to Consider

Breaking down what makes a good layout is hard. People have different ideas of what is desirable and what is worth losing space over. Let's take six difficult layout choices and find which work best for you: 1. The bathroom Shower, tub, or both? Since housing prices are going up, many families are opting for a more suburban location, where bath tubs are more common, compared to the city ...

Which Style of Home is Right for Me?

Depending on your location of choice, there will be several styles of homes to choose from when buying. If you're a first-time home buyer, you may not even be aware of the different options available. Let’s take a look at different styles of homes to help you determine which will best suit your lifestyle: Single-Family Detached Home This is the classic family home. It could be a bungalow, ...

Q&A: What to Expect from a Home Inspection

  Question: We’re thinking of buying a home, and have been advised to have a qualified home inspector do an inspection before we finalize the agreement of purchase and sale. What types of “problems” should we anticipate? Answer: Home inspections are definitely advisable when buying a home, not for the “problems” you may have to fix, but for understanding ...

10 Tips to Make You a Home Buying Pro

  Tip #10: Consider using your Home Buyers' Plan (HBP) allowance of up to $25,000 Use your RRSP as your savings account towards a down payment, and it will help you maximize your tax return. You will be able to withdraw up to $25,000 tax free under the Home Buyers' Plan (HBP) to use towards your down payment. Just remember: You can't use the contributions you've made within the last three ...

How To Keep Cool When It's So Hot!

The warm weather that we have been experiencing these past few weeks has left many people scratching their heads on how to beat the heat. Some people choose to stay indoors or turn to places where they can get out, like their local mall, in an air conditioned setting. Use these tips to keep cool at home and outdoors: Sleep in comfort Warmer days or months can make sleeping restless. Having ...

Top 9 Reasons to Buy a Brand New Home

Working for a builder in new home sales and as a REALTOR® focusing on resale, I always have buyers wondering if they should choose a brand new or an older home. After meeting with countless new home buyers, below are the top reasons why clients choose new builds: Reason #1 – Hot neighbourhood You expect the real estate market to go up significantly in your desired neighbourhood. Reason ...
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