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Colour Trends of 2013

New is the year, new are the hopes and the aspirations, new is the resolution, new are the spirits and forever my warm wishes are for you. Have a promising and fulfilling new year. ____________________________________________________________________________________ Colour Trends of 2013   2013 looks to be a very exciting year in design and if you're into the trends, the colour for ...
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Should home seller disclose if someone died in the house?

In November the Toronto Star reported that a Bowmanville couple is suing their real estate agent and the  people from whom they bought their house for not disclosing that there had been a double murder there  15 years earlier — including that of a 6-year-old girl.   Two years ago in Orangeville, a homebuyer was able to get out of his deal after learning that the house ...
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Protect Your Home During the Holidays

December is an exciting month full of family get-togethers, parties, vacations, gift giving etc. Sometimes we get so busy enjoying all the fun of Christmas that we forget to take the necessary steps to keep our home and valuables safe and sound. Unfortunately, there are some people out there who may use this time of year to take advantage of distracted or vacationing homeowners. Here are Five tips ...
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BUILD CREDIT HISTORY

BUILD CREDIT HISTORY: Always keep your oldest credit card. Wasn't it exciting? Your first credit card? For most of us, it was our introduction to the real financial world: the privilege of borrowing, and the responsibility to pay back. Perhaps you've changed your financial institution since you got that first credit card. Here's an important piece of advice: keep that credit card. Even if you now ...
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PROTECT YOUR CREDIT RECORD

  PROTECT YOUR CREDIT RECORD: Play it smart You know how you're always asked at the checkout counter: "would you like to apply for our fill-in-the-blank Store Card? You can save $X dollars on your purchase today..." Don't do it. These pitches – a common part of the retail experience – are a potential credit pitfall. Applying for these store cards generates a "hard" inquiry that ...
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HOW TO PROTECT YOUR PHONE FROM FRAUD!

How to protect your smartphone from fraud February 29, 2012 By Marc Saltzman 0 Comment(s)   How to safeguard your information when on the go. Supplied photo According to a recent survey commissioned by PayPal, nearly a third of Canadians have lost their smartphone or had it stolen. We bring these gadgets with us everywhere, so it's no surprise they end up missing or stolen. ...
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Moving... what a chore ARE THERE ANY GOOD ONES OUT THERE????

   Yes, moving is a chore and not one many of us look forward to.  I have moved quite a few times and it never ceases to amaze me that no matter how much you take care and give instructions the movers seem to be in a world of their own.  They are all accommodating and say "no problem" but even when you are in a position like I am to recommend them the committment to excellence ...
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DID YOU KNOW

You can claim an amount of $5,000 for the Home Buyers' Tax Credit (HBTC) if both of the following apply: ·   you or your spouse or common-law partner acquired a qualifying home; and ·   you did not live in another home owned by you or your spouse or common-law partner in the year of acquisition or in any of the four preceding years (first-time home buyer). ...
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