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Canadian Home Sales Surge in June!

Toronto, Hamilton, Vancouver and Calgary are the hottest markets in the country for real-estate.  An interesting look at how the Canadian Housing Market is defying the nay-sayers:

Real Estate Lingo Made Easy: 11 Terms You Should Know

Make sure to familiarize yourself with common lingo used by will make the process smoother when you know what everyone is talking about and by you knowing all of these terms you ensure you are not taken advantage of during the selling and/or buying process.. 1) “As Is” Condition: If a house is listed in “as is” condition you can usually assume this means ...

Spring Market

With both low interest rates and a shortage of inventory on the market, now is the perfect time to sell your property.  Please call me to arrange a Free market evaluation at 705-718-2062.

Could Resale Condos be the answer?

As "sellers coninue to dominate the undersupplied single family housing market" in the GTA, could resale condos be the answer for buyers? A new report from Scotiabank signals this could be the answer that buyers are looking for right now:

Toronto and GTA sales for March 2014

Sales growth was much stronger in March than January and February . Average selling price increased by about 8%, year over year. Why ??? Borrowing cost is low and declining, shortage of listings, lots of first time home buyers willing to enter the market before CMHC restrictions apply ( May 1st ) . Strong price growth is expected for the remainder of 2014. Condo resale prices were up 5.1% in Toronto ...

Are You Eligible For The Healthy Homes Tax Credit?

Healthy Homes Tax Credit Did you know that if you are a senior, 65 years or older you could qualify for the Healthy Homes Renovation Tax Credit? This tax credit helps with the cost of making your home safer and more accessible. For more information on the Healthy Homes Tax Credit call 1-866-ONT-TAXS (668-8297) or for teletypewriter 1-800-263-7776 About the credit from the Government of ...

Do You Know The History of Your Home?

Did a murder happen in your home? Was your home formally used as a “grow-op” or “meth lab”? Have there been any past insurance claims on your home for issues such as water damage or fire? These are questions that should be addressed before a home is put on the market, but unless a seller is questioned directly about such issues, it is unlikely this information will be shared. ...

Mortgage Rate Announcement

Canada's national housing agency has increased the amount of money that homeowners with less than 20 per cent down payments must pay to insure their mortgages. Starting in May, the housing agency will charge an average of about 15 per cent more to insure mortgages, CMHC said in a release Friday. Prior to the announcement, the premiums ranged between 0.5 per cent and 2.75 per cent. Under the ...

CMHC Mortgage Insurance Premium Increase

Another attempt to slow mortgage landing. The increase is taking effect on new applications as of May 1-st 2014. 2 more months before the increase takes effect. Applies on purchases of less than 20% downpayment.  

Early start to the Spring Market?

Although Mother nature has hit us with a record amount of blizzards and arctic cold temperatures, we are seeing a lot of activity from buyers right across the country.  With such a shortage of inventory and good mortgage rates, if you've been considering selling, now is a great time to put your home on the market !   
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