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I treat my clients' money as if its my own.

If you know a little about me or my family, you'd know that I come from a very hardworking family. My parents didn't have half of what I was blessed enough to have. I remember when I used to go shopping with my mom when I was little: EVERY single time...she would always ask for a discount ---no matter where we went, a locally owned company, Nine West, Banana Republic, GAP, you name it! There she was ...

Orléans Online

Here's a great website that stays on top of everything happening in Orleans!  This is not one of those websites full of advertising, this is real community information!  It's great reading local Orleans news, sports, community calender, etc. There's also a fantastic list of Community Links available.  

Difference in a Pre-Qualification and Pre-Approval for a Mortgage

Obtaining a mortgage can be a 2-Step operation.  First, you can have a Pre-Qualification done which is based on estimates which do not carry much clout OR you can proceed directly to a Pre-Approval which entails gathering of financial statements and results in a written conditional agreement being provided by the lender - which is usually valid for up to 90 days.  Having your Pre-Approval ...

September Still Staying Strong

The September report of the sales and rental traffic in the Ottawa Area are out. And yes I said rentals! Ottawa has really starting to notice that MLS is a very viable option for rentals and some sales representatives are specializing in helping people find accomodation on both basis. The President of the board reports : Members of the Ottawa Real Estate Board sold 1,133 residential properties in September ...

Home Buyers' Plan (HBP)

The Following message was sent to Pierre Lemieux M.P. in my ward. In support of increasing the Home Buyer's Plan. (HBP)  Dear Mr. Lemieux, As a REALTOR® who lives and works in your riding, I ask for your support to index the Home Buyers' Plan (HBP) to inflation in Budget 2015. Homeownership is a cornerstone of our community and first-time buyers are the lynchpin of our local housing market. ...

"Watson promises lower property tax increases"

OBJ Staff, Published on September 19, 2014Ottawa Mayor Jim Watson was elected in 2010 on a promise to keep tax increases to 2.5 per cent, and on Friday he said he wants to better that number if he’s re-elected in October.Ottawa Mayor Jim Watson. Mr. Watson said he will limit any increases to two per cent a year. The 2014 increase came in below that at 1.9 per cent. “We need to stay the course by ...

August Sales Back to Flat

The report Out Says,  "Average sales for Ottawa in August" As summer winds down everyone is hoping for a Fall Flurry to bolster the years production. The president of the Ottawa Real Estate Boards says this in hs report: Members of the Ottawa Real Estate Board sold 1,203 residential properties in August through the Board's Multiple Listing Service® system, compared with 1,216 in August 2013, a ...

The Best Schools?

Finally the summer is over and the kids are headed back to class.  Despite the cooler temperatures this summer, I hope everyone has had an amazing time! I am reminded of one of the most common questions that newcomers to Ottawa ask me: "Where are the best schools?"   It doesn't matter if you're moving to Ottawa or within it, I can help!  The first step is to go to The Fraser Institude ...

City moves to restore development charge for affordable housing

The city is proposing to restore and slightly increase the portion of development charges that are earmarked for affordable housing. Since the introduction of the 2009 bylaw, the city has collected $189 for every single- and semi-detached home built. The charges are among those collected from developers to pay for things such as roads and transit, and the cost is usually passed on directly to consumers. ...

Paying down your Mortgage

Did you know that each extra payment put on your mortgage will reduce the principal mortgage balance and will help pay off your home faster.  Therefore you will pay less interest on your overall mortgage amount.