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CMHC predictions for 2015

It could take a little while before the Canada Mortgage and Housing Corp.’s recent predictions of a calmer housing market come to fruition, as the latest starts data shows a slight rise in seasonally adjusted starts. Seasonally adjusted starts were up 4.3 per cent from December, to 187,276 starts in the month of January, mainly as builders and developers attempt to meet ...

Should five percent be a requirement?

   The level of mortgage debt in Canada has sparked furious debate among industry professionals about qualification standards for mortgages. “If you can’t save five per cent for a down payment, you have no business buying a house,” says Blair J. Anderson, the broker of record for Promise First Realty in Toronto. “I don’t want my clients to run into a situation where they have to get rid ...

January Sales Consistant, up over 2014

If we look at the overall average for the last five year we are just a little down, but it feels like more than that for me. Yes, the numbers are up from last year for January by 6.8 percent (but last January was really slow) so that's good right? I think it will recover slowly. Ottawa has stopped there stimulus but the bank still wants business. USA is up, Russia is down, others are slowly working ...

14 Attwood Crescent Ottawa (Nepean) Ontario

GREAT IN-LAW SUITE POTENTIAL IN THIS FINISHED LOWER LEVEL WITH FULL BATHROOM. HARDWOOD under most carpet areas, UPGRADES (furnace 2010, air conditioning 2010, most windows 2010, doors 2010, roof and siding approx 1999, attic insulation 2001, panel box 1992, this home is located on a very quiet street with a park & play area just around the corner. Style of home is side split - lower level family ...

Impact of Bank of Canada rate cut..... interesting articles

Financial Post With Bank of Canada rate cut, sub-2% mortgages are coming to a bank near you By this time next week, Canadian consumers borrowing for a home might be looking at the lowest rates in the country’s history as a result of the Bank of Canada’s rate cut on Wednesday. Interest rates on the discount market are already 2.05% on a variable rate, five-year mortgage and 2.57% ...

BEAT THE SPRING RUSH!

The good news is that every day spring comes a little bit closer and with it the renewed real estate market. It is no surprise that so many people wait for “Spring” to go on the market, but you have to keep in mind that waiting is not always the best option. Let us use last year as the example. Between March 1st and May 31st, 8060 residential properties and 2213 condos went on the market (Ottawa Real ...

1895 Clark rd

Bright cozy open concept custom home this 3+1 bedroom home.   Rockland has it all, natural gas and fireplace, newer roof and windows approx 2013, enjoy the solarium in your heated 4 season solarium, this home has hardwood in all the bedrooms as well as hallway, ceramic in the kitchen and bathrooms, the living room has open ceiling to the upper level very dramatic style custom ... The ...

Ottawa market in December 2014 ... Year over year update....

Members of the Ottawa Real Estate Board sold 640 residential properties in December through the Board's Multiple Listing Service® system, compared with 609 in December 2013, an increase of 5.1 per cent. The five-year average for December sales is 637. The total number of homes sold through the Board's MLS® system in 2014 was 13,928, compared with 13,871 in 2013, an increase of 0.4 per cent. Residential ...

Ottawa Market Update Dec 2014

December unit sales contribute to a strong year-endMembers of the Ottawa Real Estate Board sold 640 residential properties in December through the Board's Multiple Listing Service® system, compared with 609 in December 2013, an increase of 5.1 per cent. The five-year average for December sales is 637.The total number of homes sold through the Board's MLS® system in 2014 was 13,928, compared with ...

Try This Buyer Exercise

Seeing their house through a buyer’s eyes is one of the hardest things for a seller to do. This requires converting your mind set from thinking about your place as a home versus a house and that takes a lot of effort. Just what does a buyer see when an agent brings them to your house. Try this exercise and put yourself inside the mind of a buyer. Take a clipboard with you and go outside and take a ...