What is a Beacon or Credit Score? A credit score is a numerical expression based on a statistical analysis of a person’s credit files, to represent the creditworthiness of that person. A credit score is primarily based on credit report information typically sourced from credit bureaus such as equifax.
Step1: Find out what’s in your credit report
Before doing anything else first identify what is it you need to improved on. You can do this by acquiring a snapshot of your current credit history from equifax.