CENTURY 21 Millennium Inc., Brokerage*
- 10-350 Rutherford Rd South
Brampton, ON L6W 3M2
Welcome to my Website
As a CENTURY 21® Real Estate professional, I am dedicated to providing you with the highest quality service possible. My personal knowledge of the local Real Estate market is combined with the power of the CENTURY 21 brand - the most recognized name in Real Estate today.
Let me assist you in finding your dream home, in a neighbourhood that is right for you, and in the price range you want. Or if you are interested in selling a property, I also have the expertise to help you get the fastest sale possible and at the best price.
I look forward to the opportunity of working for you!
Toronto is the provincial capital of Ontario, and the largest city in Canada. It is located in Southern Ontario on the northwestern shore of Lake Ontario. ...
Brampton is the third-largest real estate hub in the Greater Toronto Area of Ontario, Canada and the seat of Peel Region. As of the 2006 census, ...
Mississauga, incorporated in 1968, is a city in Southern Ontario located in the Regional Municipality of Peel, and in the western part of the Greater Toronto ...
Caledon (2006 population 57,050) is a town in the Regional Municipality of Peel in the Greater Toronto Area of Ontario, Canada. In terms of land use, Caledon ...
Orangeville (2006 population 26,925; UA population 29,110) is a town in south-central Ontario, Canada, and the seat of Dufferin County. Economy and ...
In order to understand the needs of my clients and provide the best possible service I have great communication skills - especially listening skills.
Strong negotiation skills – As your REALTOR®, I will negotiate well and in a manner that is mutually acceptable to all parties involved. In order to be a good negotiator, I possess strong "people skills" and genuinely enjoy working and dealing with various types of people.
Knowledge – I am familiar with the Greater Toronto Area including Brampton, Mississauga, Georgetown and surrounding areas. I will be able to assist you in finding out local school information, city demographics and more.
Trustworthiness, diligence and helpfulness – As a buyers or seller, you can trust me implicitly and know that I have a passion for the business and will be helpful during the process and not intrusive.
I am a family man and believe in living within my means. I always work towards meeting your budget. So you can have peace of mind.
I was born in Uruguay South America and moved to Canada when I was 7 years old. I am married and the father of 6 children. I have been in Real Estate for over 12 years, before that I was a manager in a multi marketing company and have run and done start ups for several businesses. I look forward to being able to help you and your family accomplish your dreams.
Home Ownership Incentives
RRSP Home Buyers’ Plan (HBP)
The government of Canada’s Home Buyers’ Plan allows qualified buyers to withdraw a maximum of $25,000 tax free from their RRSP’s to purchase or build a house. If your spouse is also eligible, you can each withdraw up to $25,000 towards the downpayment, for a total of $50,000. No income tax is deducted from these funds, as long as they are repaid to the RRSP according to the government’s repayment schedule.
How the Plan Works: You may participate in the plan if you (or your spouse) have not owned a home which you occupied as your principal residence in the last five years.
Repayment Schedule - The money you withdraw from your RRSP must be repaid over a period of no more than 15 years to retain its tax deferred status. Your repayment period starts the second year following the year you made your withdrawls. If you pay less then your scheduled annual payments, the amount that you don’t repay must be reported as income on your tax return for that year.
For example, in October 2015 you withdraw $24,000 from your RRSP to finance the purchase of your home. Your first annual repayment of $1,600 ($24,000 divided by 15 years) is due by December 31, 2017.
Land Transfer Tax (LTT) Rebate
First-time buyers of newly constructed homes and resale homes may receive a refund of land transfer tax up to a maximum of $2,000.
Only individuals who are at least 18 years of age, have not owned an interest in a home anywhere in the world and whose spouse has not owned an interest in a home anywhere in the world while he or she was a spouse of the individual quality as first time buyers.
The purchaser must occupy the home as his or her principal residence no later than nine months after the date the property is transferred to his or her possession.
Home Buyer Tax Credit
The Government of Canada offers a non-refundable tax credit to help first-time buyers with some of their closing costs. This Home Buyer Tax Credit (HBTC) will provide up to $750 in tax relief on the purchase of a first home. The HBTC is calculated by multiplying the lowest personal income tax rate for the year (15 per cent in 2009 and subsequent years) by $5,000. For 2009 and subsequent years, the credit will be $750.
To qualify for the HBTC, an individual must purchase a qualifying home and neither the homebuyer or the homebuyer’s spouse or common-law partner can have owned and lived in another home in the year of purchase or any of the four preceding years.
I’m proud to be involved in the CENTURY 21 Millennium Inc. ‘Caring for Kids' program. Each year we liaison with local schools so we can provide a magical Christmas for needy children and their families. In 2014 we were able to help 15 families and 37 precious children.
I also help organize annual food drives that collect food for local food banks and charities. I also volunteer and drive a food bank truck as a delivery driver once every month. It's great to give back!