Okay holiday shoppers… So, you’re making your list and checking it twice, but do you really want to spend money on an elaborate gift when you're trying to save for a home?
We all take a risk when giving a gift and many of us spend a lot of time and money trying to choose thoughtful and creative presents for our loved ones.
Not all occasions require giving an elaborate or expensive gift and many friends or family members will understand why you suggested a Secret Santa.
I have a big family of a sister, 3 brothers, in-laws and numerous cousins that I would like to buy gifts for, but just can't come to the total bill of what it would cost.
Suggest to friends and family your idea and that drawing names and spending $75 on a gift is not only a way to take the financial pressures off of everyone through the holidays season but also a good way to appreciate the true meaning of Christmas.