Balraj Bains

Balraj Bains

Sales Representative
CENTURY 21 New Star Realty Inc., Brokerage*
  • 416-567-4722
  • 877-288-0884
  • 416-288-0800
  • 416-288-8038
  • 2572 Lawrence Avenue E
    Toronto, ON M1P 2R7
Contact Me


  • English
  • Hindi
  • Gujarati



Community Involvement

Active in real estate, I also attempt to give back to the community by serving at local centres.

Personal Interests

I like dealing in cars and other vehicles.


I have a strong focus in residential resale real estate.

Welcome to my Website

Thank you for visiting

Personal Background

Active in real estate, I also attempt to give back to the community by serving at local centres.

Professional Background

I have been in real estate and completed several transactions.

Professional Interests

I am also a qualified driving instructor.

insurance and real estate

People often discount the need for life insurance, believing that their family will continue on without their income with only minor lifestyle changes. However, that is rarely true.

Your family has trust and faith in you that you will provide food, clothing, a home, an education, medicine and many other things while you are living. Have you thought about all of the things that your income affords the family? What if that income stops? Will your spouse need to sell your home? Will your children need to move away from their friends? What about the extra stuff - what would Christmas be like this year - both without you and what your income provides? Loss of a spouse without adequate life insurance is one of the primary reasons that spouses file for bankruptcy.

Now consider if you and your spouse lose your lives together. What happens to your children? Your Plan A is that you'll never die. What's your Plan B?


For Condo Owners

Don't get caught without condo insurance. First off, the condo association insurance doesn't cover any of your personal belongings or building upgrades. If there is a fire, you may need to replace all of your belongings, which could easily be over $50,000 then pay out another $30,000 to $60,000 for carpets and walls and other upgrades.

Also, you should have the liability coverage provided by a condo unit owner’s policy. What if your dog bites someone or a visitor slips and falls on your area? You could be sued for large amounts of money. Are you prepared for that?

Lastly, don't forget to ask your insurance professional about loss assessment coverage. Did you know that you culd be assessed for damages to your building that are not even a part of your unit? For example, if a part of the roof blows off in a heavy wind, you may be required to pay an even share for the number of units in your building to cover the deductible, which could easily be $10,000 or greater.


Ask me how to earn AIR MILES® reward miles when you buy or sell a home through me.


Come check out Century 21 New Star Realty at the Business Exchange Expo – Saturday October 2nd to Sunday October 3rd, 2010
Century 21 Canadian Conference – Friday October 1st to Sunday October 3rd 2010
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