(NC)—Whether it's from melted snow or broken pipes, water damage is a common problem this time of year. Not only can it ruin part of your home and personal belongings, but repeated claims can often mean a boost in your insurance premiums.
“Although most homeowners' insurance policies guard against unexpected leaks, certain types of water damage may not be covered,” says Wayne Ross, insurance expert at Aviva Canada. “When choosing a homeowner's insurance policy, be sure to ask your broker which coverage is best for you.”
Ross offers the following tips to help minimize the risk of water damage, especially as the winter thaw draws nearer:
• Divert snow away from your home: Ensure that snow is removed around your home, doors and basement windows;
• Ensure street catch basins are not blocked: These prevent snow from building up on street level and seeping towards your property;
• Protect your valuables: If your home is prone to water damage, consider moving valuables away from high risk areas, such as the basement.
For more information on how to protect your home against flooding this winter season, contact your insurance broker or visit www.avivacanada.com.