Avoiding crowded malls and icy temperatures, Canadians are increasingly turning to the web to do their holiday shopping from the comfort and convenience of their own homes. Canadians can shop and browse online with confidence if they take simple precautions to protect themselves and their money.
Justin Hwang, Associate Vice President, Fraud Management, TD Canada Trust, provides his top tips for protecting yourself against online fraud these holidays:
1. Only shop online with trusted brands—A website with an address that begins with “https://” usually indicates you're connected to a secure website. Make sure any online shopping sites you use are protected in this way.
2. Protect personal information: Guard your usernames, passwords and login information—they're the keys that let you into your accounts. Never disclose information online unless you know who is collecting this information, why they're collecting it and how they plan on protecting it.
3. Monitor your account activity regularly: Be sure to keep track of all online purchases and read your credit card and bank statements carefully as soon as they arrive. If you notice a purchase you don't recall making, call your bank or credit card issuer as soon as possible to verify the transaction.
For more information on fraud prevention from TD Canada Trust please visit: http://www.td.com/privacyandsecurity/protect_yourself.jsp