Buying a Home? Take Charge and Be in the Driver's Seat!


Does the idea of buying a home seem overwhelming to you? Do you ask yourself questions like: How much can I afford? How can I find the best loan? Should I buy a new or a resale home? Should I use an agent or look at homes on my own? You probably have many other questions too.

Buying a home is one of the major decisions that you will make in life, and is one of the largest financial transactions in your lifetime. Although there is much to consider when buying a home, if you do your research and approach the home buying process with confidence, you will most likely buy a house that you will be proud to call home.

Below are the three most important things to remember no matter where you are on the road to home ownership. If you follow them closely, you will be happy with the end result!

1. Understand the home buying process.
When buying a home, there is nothing that is complex that can't be easily explained to anyone. If you don't apply for a thirty year mortgage once a week, don't take the first one that comes along. You'll need to do your research, learn some new terms, apply some new concepts, and take the time to understand the entire process. If something happens at any point that you don't understand, simply ask for a full and complete explanation from someone you trust like your real estate agent, accountant or your lawyer.

2. Become the most important person in the process.
In the world of real estate sales, YOU are the most important person in the home buying process. It's easy to think that everyone else carries more weight than you, but that's not the reality. The seller owns the house and has all the money, and the real estate agent tries to sell the house for the seller. However, you, the buyer, are the one person in the transaction that makes it all happen. This entire process could come to a stop if you decide not to buy. So why not take command of this process?

3. Surround yourself with a team of professionals that you trust and make them work for you.
A good realtor, mortgage specialist and a property lawyer are some people that you can count on to help you. They all save you time and money. They know your community, they know what is important when buying and selling a home, and they know all the intricacies of the process, from finding a home, to negotiating a price, to closing a deal and to ensuring the paperwork is done right.

As you can see, if you approach home buying with intelligence and confidence, you are more likely to buy a house you’re happy with and know that you made the right decision. When you start to walk down this road, take charge from the first step and be in the pilot seat to ensure your satisfaction. Remember, YOU are the most important person in this process!

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