Home Buyers Needing a Down Payment

For Home Buyers needing help with their down payments on a new or resale home, now is the time to take advantage of a Great 5% Cash Back Program. The 5% Cash Back Program may soon be coming to a close and the interest rates are still at record lows. It may take years to save, but now you can borrow at very low interest rates. Your home will start building equity right away and you can make a good investment now, not 5 or 10 yrs. away.

For those of you sitting on the fence wondering if you should buy a home or not, I believe that, now is the time to make the move. Please, contact me and I will put you in touch with a Mortgage Specialist at no charge and she will explain how this all works, so that you can make a decision with confidence. She will look at your whole financial portfolio to help you make a wise and safe decision.

Then after being qualitied as a buyer, we will be able to go out and search for just the right place for you. There are still great houses out there to choose from in a good market right now. And if by chance, you aren't sure about a place then, you can get a home inspection done to meet your satisfaction about the home.

Just remember that the GDR is 39% of your gross income. This includes (PITH) Principal, Interest, Taxes, Heating This is what you can comfortably afford. Mortgages are calculated at a 25 yr. Amortization rate, which is a good and sensible rate now.

So please contact me if you have any questions. Office: 905-646-2121 or email. cheryl.sebrins@century21.ca


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Cheryl Sebrins

Cheryl Sebrins

Sales Representative
CENTURY 21 Today Realty Ltd., Brokerage*
Contact Me