A major weather event or catastrophe is not something anyone wants to consider. However, tornadoes, floods, hurricanes and other major weather events do happen. So to do instances of home burglary & theft. Being prepared can help make the recovery much smoother. For instance, it is a good idea to have a current inventory of the condition of a property and the major items inside.
To create an inventory, walk through every room and take a video – slowly -- of all sides of each room and major content items. When you replace something, keep the receipt. Put the disc, photos or other file in a safe place outside the home or business so that it is not destroyed along with the contents. It is also a good idea to be advised annually on the coverage purchased as part of any insurance policies. The fine print in these policies does change and should be updated regularly.