Current Mortgage Rates - 1/3/5 Year Rates
Nov 2009
Nov 2008
Nov 2007
1 Year
3.80%
6.35%
7.20%
3 Year
4.45%
7.05%
7.35%
5 Year
5.84%
7.20%
7.39%
Source: Bank of Canada
It's Your Career - I'm Here To Support YOU!
Constantine Isslamow
Real Estate Broker/Mortgage Broker/Manager ...
Posted by Constantine Isslamow
on November 15, 2009
As discussed yesterday, please find attached an updated rate sheet on mortgages.
Effective December 04, 2009
GET THE MORTGAGE THAT MEETS YOUR NEEDS
With unbiased advice, fast, flexible service, competitive rates, and access to many lending sources, I can make sure you get the mortgage that meets YOUR needs. Call me today and SAVE! ...
Posted by Constantine Isslamow
on November 15, 2009
Buyers have so many choices these days. But after narrowing down the location and selecting the type of home you want to purchase (single-family or condo), there’s one more decision to make: Should you buy a new home or an existing one?
The answer depends upon both your budget and lifestyle.
Open up your local newspaper on any given day, and you’re likely to see ads from builders touting ...
Posted by Constantine Isslamow
on November 15, 2009
Winter is stomping its way across the country and will soon be on your doorstep! (If you live in Manitoba or Saskatchewan, this warning is a little late!)
Here are some tips to "winter-proofing" your home - or, at least, ways to keep the season from doing serious damage.
Furnace Inspection
Call an HVAC professional to inspect your furnace.
Stock up on furnace filters and change them ...
Posted by Constantine Isslamow
on November 15, 2009
As the country is in the midst of battling H1N1, projecting your family and friends is top of mind for many
Pl ace disinfectant hand sanitizer in your living room, kitchen and washrooms when hosting an open house.
Carry individually packaged disinfectant wipes or travel sized sanitizer with you if you are visiting open houses.
Frequently wash your hands with soap.
When coughing ...
Posted by Constantine Isslamow
on November 15, 2009
With mortgage markets still tight, it’s more important than ever to have a good credit score. Having a good score not only increases the odds of being approved for a mortgage, but it can also affect your rate, as the best interest rates are generally reserved for applicants with top credit scores.
Many consumers aren’t knowledgeable about their credit scores—or what impacts them. ...
Posted by Constantine Isslamow
on November 15, 2009
Build Rapport around FORD: Family, Occupation, Recreation, Dreams—it’s a great way to break the tension.
It's Your Career - I'm Here To Support YOU!
Constantine Isslamow
Real Estate Broker/Mortgage Broker/Manager
Century 21 United Realty Inc. Brokerage/CENTUM Core Financial Inc.
Independently Owned and Operated
Blog / Website / Follow Me / LinkedIn
CENTUM Core Financial Inc. ...
Posted by Constantine Isslamow
on November 14, 2009
National consumer confidence continued to improve for the third consecutive quarter in the third quarter of 2009, according to the Conference Board of Canada’s index of consumer confidence. Consumer sentiment is up from the end of 2008, and now stands above pre-recession levels. The sharp rise in confidence resulted from improved sentiment about households’ budgetary outlook, job growth ...
Posted by Constantine Isslamow
on November 12, 2009
October was the best month this year for housing starts in Canada :)
Housing starts are a count of the number of new residential units on which construction commenced within a particular month. Only new self-contained dwellings that are to be occupied year-round are counted in the Canada Mortgage and Housing Corporation’s Starts and Completions Survey (for example, hotels and summer cottages ...
Posted by Constantine Isslamow
on November 9, 2009
LISTING STRATEGIES (19)
Is it important that the seller retains what you are presenting to them in the listing presentation?
Of course it is.
Here are some statistics to keep in mind when you are going to a listing presentation.
What we retain after 3 days:
5% of what we hear
15% of what we see
65% of what we hear and see
What does this tell you about what’s important in your ...
Posted by Constantine Isslamow
on November 9, 2009