As an experienced sales representative, I can help you maximize your time by only considering homes that meet your budget requirements. To be in a strong position to negotiate with a seller, it's best to be pre-approved for a mortgage.
That means you have a written commitment from a lender for a specific mortgage amount. To a seller, that means you're a serious buyer. Prequalification ...
Posted by Constantine Isslamow
on February 8, 2011
A minimum down payment of 5% is required to purchase a home, subject to certain maximum price restrictions. For instance, in the Greater Vancouver area the maximum purchase price with 5% down is $250,000. Any purchase price in excess of $250,000 requires a minimum of 10% as a down payment. In addition to the down payment, you must also be able to show that you can cover the applicable closing costs ...
Posted by Constantine Isslamow
on January 26, 2011
The sales rate for previously owned homes rose 12.3 percent in December compared to the previous month, but slid 2.9 percent compared to December 2009, the National Association of Realtors reported today.
There were an estimated 4.91 million sales of existing homes -- including single-family homes, condos and co-ops -- in 2010, the trade group reported, down about 4.8 percent ...
Posted by Constantine Isslamow
on January 20, 2011
7 Tips for De-cluttering Your Home
We all want our homes to be tranquil—places where we can unwind and escape from the stress in our everyday lives. But if your home is filled with clutter, relaxing may be difficult.
Here are some tips for turning your home into an organized, stress-free retreat.
Set realistic goals. Don’t expect to clean up your entire house in an hour ...
Posted by Constantine Isslamow
on January 19, 2011
The federal government Monday tabled a series of new rules aimed to curbing what it sees as the growing problem of household debt. Finance Minister Jim Flaherty is changing the maximum length of most mortgages to 30 years from 35 years; cutting the maximum that can be borrowed against a person’s home and eliminating government-backed default insurance of home equity lines of credit. Prime ...
Posted by Constantine Isslamow
on January 17, 2011
Being helpful is great. When a prospect calls or emails your business it feels good to give them the answers they are seeking. Whether they are common questions or they want in-depth help, it's nice to be able to help someone get the answers they are looking for. The challenge with being helpful is it rarely works in your favor. Your prospects will feel good as your sales scripts educate them, ...
Posted by Constantine Isslamow
on January 13, 2011
The seasonally adjusted annual rate of housing starts was 171,500 units in December, according to Canada Mortgage and Housing Corporation (CMHC). This is down from 198,200 units in November. Actual housing starts for 2010 are being verified and will be reported in the January edition of Monthly Housing Statistics. “Housing starts moved lower in December due to the multiple starts segment, ...
Posted by Constantine Isslamow
on January 11, 2011
Canada's unemployment rate remained unchanged at 7.6 per cent in December. The economy added 22,000 jobs during the month.
December unemployment rates by province: Newfoundland and Labrador 13.7% Prince Edward Island 11.9% Nova Scotia 10.4% New Brunswick 9.4% Quebec 7.6% Ontario 8.1% Manitoba 5.2% Saskatchewan 5.5% Alberta 5.6% British Columbia 7.6% Overall 7.6% Source: Statistics ...
Posted by Constantine Isslamow
on January 7, 2011
CENTURY 21 REAL ESTATE LLC CELEBRATES A DECADE OF LEADERSHIP IN BRAND AWARENESS Consumers continue to identify the CENTURY 21 Brand as “the most recognized name in real estate” Century 21 Real Estate LLC, the franchisor of the world’s largest residential real estate sales organization, is pleased to announce its tenth consecutive year of market leadership in brand awareness. In a ...
Posted by Constantine Isslamow
on January 4, 2011
Are you currently running Newspaper Ads? Have you seen that the cost of your ads in print have risen while the results are falling? In the modern era, print mediums are losing millions (some groups billions) of dollars to entrepreneurs moving to marketing their businesses online. Is print media dead? Walk by any coffee shop, airport lounge, or newsstand and you will see that print media isn't dead. ...
Posted by Constantine Isslamow
on December 16, 2010