You will need to present the following documents to a banker or other lender for the application of your new mortgage: Self-Employed • 2 years of Notice of Assessments • 2 years of T1 general tax return forms • 2 years' proof of business (your GST number and article of incorporation) Employed • Written employment letter from Human Resources stating salary or hour wage /minimum hourly ...
Posted by Constantine Isslamow
on December 9, 2009
Six out of 10 working Canadians "would have trouble making ends meet" if they missed a week of pay. (Source: Advisor.ca)
People living that close to the edge are probably not the world’s best candidates for mortgages. Mortgage payments aren’t optional, and bad things do happen (lost job, business slowdowns, disability, catastrophic medical expenses, lawsuits, divorces, disability, ...
Posted by Constantine Isslamow
on December 9, 2009
The Bank of Canada left its key lending rate at 0.25%…as pretty much the whole world expected.
Not much changed from the Bank of Canada’s last announcement in October. In its statement today it said:
“The target overnight rate can be expected to remain at its current level until the end of the second quarter of 2010.”
“While significant fragilities ...
Posted by Constantine Isslamow
on December 9, 2009
Housing starts hit their highest level this year in November, more proof that Canada's real-estate market has clawed out of recession.
Starts rose slightly to 158,500 units, on a seasonally adjusted basis, up from 157,400 in October as single-home construction outweighed a drop in multiple home activity, Canada Mortgage and Housing Corp. said Tuesday.
“The improvement in housing starts continued ...
Posted by Constantine Isslamow
on December 8, 2009
Please click here for December's Newsletter for the Peterborough Poverty Reduction Network.
It's Your Career - I'm Here To Support YOU!
Constantine Isslamow
Real Estate Broker/Mortgage Broker/Manager
Century 21 United Realty Inc. Brokerage/CENTUM Core Financial Inc.
Independently Owned and Operated
Blog / Website / Follow Me / LinkedIn
CENTUM Core Financial Inc. Brokerage License #: 10642 Constantine ...
Posted by Constantine Isslamow
on December 7, 2009
The Bank of Canada is widely expected to keep its hands off interest rates Tuesday, holding them at near zero and committing to do so until at least July, despite growing evidence the economy is kicking back to life.
Fears of prolonged economic stagnation eased Friday with a report showing employers hired five times as many workers as expected. The data supported the Bank of Canada's view that economic ...
Posted by Constantine Isslamow
on December 7, 2009
Employment rose by 79,000 in November, bringing the unemployment rate down 0.1 percentage points to 8.5%. Despite November's gain, employment was 321,000 (-1.9%) below the peak of October 2008.
Full-time employment increased by 39,000 in November, the third consecutive monthly increase. Part-time employment also rose in November (+40,000), following ...
Posted by Constantine Isslamow
on December 7, 2009
November 2009 Top 21 Website Traffic!
CENTURY 21 United Realty Inc is proud to share with you our TOP 21 Website Traffic PRODUCERS for November 2009:
The top website visitied for the month of November is:
1. Dave Robertson*
2. Mac Crossman*
3. Paul Killen+
4. Karen Lee Toms*
5. Dean Bridges*
6. Betty Johnson*
7. Linda Mattucci*
8. Harry Huffman*
9. ...
Posted by Constantine Isslamow
on December 7, 2009
Under ideal conditions, a fresh cut tree can last up to two weeks in your home. Follow these tips for choosing and maintaining a fresh holiday tree:
Buy from a reputable tree seller.
Inspect fresh trees by lightly shaking them or pulling on the needles. A fresh tree should hold its needles and show no signs of browning.
Make a fresh cut in the bottom of your tree when you get home. ...
Posted by Constantine Isslamow
on December 5, 2009
It's a familiar scenario. A family hits the road, headed to their vacation destination only to arrive and wonder: Did we lock the front door as we were leaving? No need to worry, thanks to two well-known lock companies that recently introduced innovative, high-tech door locks that allow homeowners to control access to their homes remotely. In September, Kwikset launched its remote access control solution, ...
Posted by Constantine Isslamow
on December 5, 2009