Welcome to my Online Office
Real Estate can be exciting, yet complex. Let me help to demystify and simplify the process for you. I believe in great customer service and great communication skills. I offer you an effective and comfortable buying or selling experience. You deserve to be well-informed on the current market status as well as future market trends in order to make your important decisions. Staying in tune and informed is my constant goal in order to pass that information along to help you when you need it most, when you are under the exciting stress of buying or selling and need to be able to weigh all of your options, determine all your advantages. Through training and practical experience I have learned to be an effective negotiator who is capable of looking out for your best interest. Being in touch with the market and understanding my clients' needs is part of my success. Being connected to more through Century 21 and my personal referral and business networks adds to the successful mix.
I have a wealth of experience in assisting buyers and sellers to their success in all areas of real estate: Residential Resale Homes, New Builds, Condos, Waterfront, Vacant Land, Investment and Commercial Development, Leasing & Property Management. So, Whether buying your first home, searching for your dream home, investigating the concept of condo living, or looking for investment and commercial opportunities, let me help you make informed decisions. If you are selling your home or investment, let me help ensure the worth of your valuable property is fully realized.
Click around this website to "tour the area" online. Find helpful information such as market statistics and forecasts in my Blog. See fun information on the area tourist attractions or amenities. You can click on helpful links to for Tourism, Town Departments, Schooling information. You can find economic development data, application processes, heritage district or restoration grants info.
Please do not hesitate to call for any of your buying or selling needs, to get more information, or if you simply have questions or curiousities of the area, development ideas, or want to discuss Real Estate and the Market in general. I enjoy talking about ideas and the area...Thanks for visiting. Denise
Proud Member. For More Information on TRUE SPORT please click the following link:
http://www.truesportpur.ca/en/home
Helpful Information For Buyers and Sellers and Specialties
Sellers
Let me advise you in preparing your home for the best sale price through staging and small repairs that help you stand out from the competition and bring a greater return in terms of sale price. Pricing can be more of an art than a science ~ I can help you set a good market value based on sensible comparables and up-to-date data, to manage your expectations and reduce endless showings to accommodate a smart and efficient sale.
Buyers
Let me help you hone in on the right solution to your needs and cut through the clutter of options based on years of knowledge in this market. Knowing the various appeals and amenities of the properties and locations of Northumberland County is where I can make the process less confusing. Helping you to refine your "must haves" vs. "would be nice to haves" and consider how you can perhaps add on or renovate to achieve both cost-effectively is another area where I can help. Using my service will help you to stay on track and make an informed and successful choice rather than over extending yourself or "under buying" what you really want.
Ask for more information on the following:
- First time Home Buyers: You should know the "closing costs" needed to purchase a home beyond the purchase price. You should also know about Land Transfer Tax Rebates, for example, which offers up to $2,000.00 refundable on the tax if you are eligible. Eligibility is NOT just actual first time buyers ~ you may qualify again after a number of years...ask for details.
- Those interested in refurbishing older homes or commercial property may be eligible for restoration grants, or Heritage Tax Concessions, if their property is eligible and falls within the Heritage Commercial District.
- Those interested in recreational, land investment or Waterfront living have different things to consider, such as Greenspace or Conservation area restrictions, Waterfront Tax premiums, Building Permit or Severance restrictions,
- Condo or Lifestyle Residence Buyers should consider the Rules and Regs of Condo Corporations, what is included in Common Area costs, if it is likely that a building will have to dig into the Condo Reserve for capital expenditures/upgrades (based on its construction values).
- Investors may like to understand the demographics of this growing lakeside community, on the Via Rail track and slated to be on the GO Train route in the coming years, or the value of buying now while interest rates are so very low.
- I specialize in all aspects of Real Estate, a result of working in a smaller community that involves all types of transactions from Residential Resale to New Build Condos, Investment, Vacant Land, Commercial and Leasing.
Condo Sales for Residential or Investment
Heritage Homes and Restorations
Residential Resale and New Build Homes
Leasing and Commercial Real Estate
Vacant Land
Town Of Cobourg Tourism Site And Economic Development
Please click the link below for helpful information on the beautiful beachside Town of Cobourg.
http://www.town.cobourg.on.ca
At this main page please follow the appropriate links to various types of information that you may find useful in your research on Cobourg. Whether your interest is in Relocation, Business Development or Tourism, I hope you find these links helpful.
You can find school information for all grades including french immersion.
You can find shops, services, dining, art & entertainment events.
You can find Economic Profiles & Demographics, Lists of Business & Industry, Stats and Processes such as Permit Applications.
Education
Denise studied Marketing and Advertising Administration at Durham Collge of Apllied Arts. After Graduating and establishing a career in various Ad Agencies in Toronto and New York State, Denise also went back to night school to work towards a Fine Art Degree at Rochester Institute of Technology. Upon moving back to her home town of Cobourg, Denise decided to become a designated Realtor and studied the two year program at Orea Real Estate College, earning her License. Governed by of the CREA and OREA professional standards associations, Denise stays current with ongoing educational requirements to maintain her status as a Regulated and Licensed Realtor in Ontario, including undertaking 24 credit courses within each two year period. Various subjects are covered in these courses, such as Property Appraisal, Mortgage Financing, Negotiating Skills, New Technology, learning how to create or maintain an energy-conscious, Healthy Home, or even interior design and Feng Shui! As well Denise devours all trade-related articles from all resources possible to stay current on trends in Architecture, Building & Development, Home Decor, and Investment in Real Estate.
ONGOING EDUCATION COURSES COMPLETED AS PART OF RECO's MANDATORY LICENSING REQUIREMENTS
ALL ONTARIO LICENSED REAL ESTATE PROFESSIONALS MUST TAKE A MINIMUM OF 24 CREDITS WITHIN EVERY TWO YEAR PERIOD, INCLUDING THE REAL ESTATE COUNCIL OF ONTARIO UPDATE COURSE, TO ENSURE WE REMAIN AT A HIGH STANDARD OF KNOWLEDGE IN THE INDUSTRY AND ARE CURRENT WITH CHANGES AS THEY OCCUR.
Courses to date:
Cobourg's Heritage Districts
The Healthy Home
Negotiating Multiple Offers
Consumer Behaviour And Negotiating
Residential Architectural Styles
RECO Real Estate Update Residential
Wireless 101
Filogix Hands On Training
Principles of Property Management
Real Property Law
RECO Insurance
Phase 2 Commercial Real Estate
Phase 1 Residential Real Estate
Town Of Port Hope Economic Development and Tourism
Please click the link below for helpful information on the Heritage Architecture Town of Port Hope.
http://www.porthope.ca
At this main page please follow the appropriate links to various types of information that you may find useful in your research on Port Hope. Whether your interest is in Relocation, Business Development or Tourism, I hope you find these links helpful.
You can find school information for all grades including french immersion.
You can find shops, services, dining, art & entertainment events.
You can find Economic Profiles & Demographics, Lists of Business & Industry, Stats and Processes such as Permit Applications.
Local Expert ~ Personal Background
Denise is truly a local expert, born and raised in Cobourg and a graduate of Durham College. Denise spent ten years honing her marketing and client service skills, managing advertising campaigns in the busy agency arenas of Toronto and New York. She has traveled extensively, enjoying the diversity of people and cultures encountered. These invaluable experiences lead to her decision that the beauty and lifestyle of this area was hard to match! She sold her house and returned to Cobourg where she volunteered with many local organizations. She champions the idea of supporting local shops and services to help maintain a thriving community. Denise also studied Fine Art at R.I.T. and enjoys the wealth of talent in this area. She is proud to be a designated REALTOR, loves people, architecture and landscaping, and is a tireless marketer. Dedicated to ensuring her clients and customers mutually achieve their goals, trustworthy and forthright, Denise understands that Real Estate can be complex, and promises to guide you efficiently through the process to provide clarity. Call Denise at our Cobourg office for friendly, flawless service.
Professional Background
A desire to help people, a career in Advertising and Marketing, as well as a penchant for art and design which included undertaking night school to work towards earning a Fine Art Degree at R.I.T., all blended into an interest in Real Estate. Intrigued by the dynamic and creative profession of real estate, Denise studied the two year program at Orea Real Estate College, earning her designated Realtor License to pursue a new career that would challenge her marketing and business skills while allowing her to enjoy architecture, design, and helping people achieve their dreams and goals.
Ongoing Education ~ Professional Interests
Denise has been a member and supporter of varous local-centric event groups, including the Shop Locally Committee. This group was organized to create awarness and encourage residents to frequent and support the local shops, services, organizations and events in Northumberland County. Shopping locally feeds so many other aspects of life in our county ~ encouraging businesses to remain available to us which also retains a thriving community. Quality of life is very much helped along by the support of local businesses of our sports and entertainment events. Local suppliers of goods and services also help to create local jobs. Supporting a vibrant shops, services and entertainment sector directly relates not just on an intangible level to the opportunitites in the community but to the overall real estate value of the area.
Personal Interests
Denise pursues her interests in writing, painting and drawing. She has sold her art prints and art-printed home decor and apparrel at the Cobourg Waterfront Festival and through various retail shops and avenues, as well as donated it to be gifted or auctioned off at local fund raisers. Denise is interested in supporting original art and has also helped to promote and book music acts throughout the US on a paying and volunteer basis. Her interests include architecture, design, gardening, cooking, reading, film, tennis, beach volleyball, swimming, skating, hiking and canoing. Travel is a big part of her life and she has enjoyed the experience of having lived in British Columbia, Alberta, Ontario, New York State. The Travel Bug has landed her throughout most of Canada and the US, as well as travels to Spain, France. Her breaks from the Canadian Cold have taken her to the beaches of Jamaica, St. Martin, Mexico, Key West and West Palm Beach ~ with a view to her next exploration soon!! Throughout all of this, Northumberland County has always called her back for the quality of life and amenities enjoyed here...
AIR MILES
Ask me how to earn AIR MILES® reward miles when you buy or sell a home through me.