Harty Podewils

Sales Representative

Assurance Realty Ltd.

100-1634 Harvey Avenue

Kelowna, BCV1Y 6G2

Office: 250-869-0101
Office Fax: 250-869-0105
Cell: 250-862-1570
Toll Free: 1-888-301-2121
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Harty Podewils

Welcome to my Website

It's a pleasure to meet you ...

I consider it truly a privilege to live and work in one of Canada's most desirable locations, the beautiful Okanagan Valley. Having relocated from a major center in Ontario to Kelowna in 1990, our family couldn't have wished for a more perfect lifestyle than to live work and grow in this four-season playground.

As a real estate professional, my goal is to exceed the expectations of those who choose to trust me with their business and to develope lasting relationships built on a foundation of honesty, integrity and commitment.

For the last decade or so, I have been blessed to work with an outstanding developer / builder of communities and homes of distinction in British Columbia. This association with the RYKON GROUP has allowed me to unite hundreds of families with the home of their dreams, and to enjoy the benefits of their satisfaction and loyalty.

Whether you desire a new, previously owned, single family or town home, I would be delighted to help you.

 

 

Market downturn or opportunity ...

Canada's central bank says the current recession will be deep and painful - but relatively short-lived. To quote Mark Carney, Governor of the Bank of Canada " when recoveries come, they come sharply." After six years of exceptional growth, there is no doubt we now face a more difficult time. We watch the news, we know the reasons. Home prices have fallen, and that's bad news - or is it? For first time buyers a home can be within reach for the first time in years. For sellers, the price of your home may have corrected, but so has the dream home you may aspire to. Do the math; a ten percent reduction in the price of a more expensive home may represent a savings to you that far outweighs a ten percent reduction in your own lower priced home.

With recent drops in lending rates, a qualified buyer now has the opportunity of financing a purchase at some of the lowest lending rates in fifty years. For many, the difference in a mortgage payment six months ago and one made today can result in savings of hundreds per month or thousands of dollars a year. Or, if payments are structured to remain the same, the borrowed amount could be significantly greater and applied to that dream home purchase. Great prices, low interest rates, plenty of choice, strong political leadership - its a buyers' market; And lets face it, smart people buy in a buyers market.

I would suggest that if you are planing to stay in your home for the next five years or so, there has never been a better time to buy. Shift your thinking towards buying the best possible home and think less about buying at the best possible time. Do your homework. Be courageous, and act. Buying a well designed, well built, and well located home at the price you can afford will always, in my view, remain your best investment.

 

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