Buying a home may be the biggest move of your life. It can be both an exciting and perhaps even frightening experience whether you are a first-time buyer or a repeat buyer.
Without question, buying a home may be the most important investment in your family's life. It is not easy hunting for just the right house, as well as the best deal. The choice you make will become your largest asset, the cornerstone upon which you can built your personal worth.
Let me help and guide you through the difficult task of finding and buying your new home.
You want to buy? I can help!
The first step in the process of buying a home is choosing a Real Estate Agent who will represent you and your interests throughout the process.
I will offer protection and efficiency.
Protection refers to the steps that I take to protect your interests.
Efficiency refers to the time that you save by having me guide you through your search.
Here are just a few ways in which I can help you:
- I will meet with you to identify your needs.
- I will work with you to determine a realistic budget and suggest financing resources.
- I will suggest other professionals (home inspectors, etc.)
- I will arrange and accompany you on all property showings. If you are searching from out of town, I will preview properties and e-mail you photos and information.
- I will provide advice regarding pricing, taking into consideration other recent sales, pricing trends and market analysis.
- I will explain all agreement forms before you sign.
- I will negotiate on your behalf in order to obtain a favourable price and terms.
Most important, I will listen to your requests and work hard to fulfill your needs.
Buyer's Tool Kit
Your Team
- The Agent
Buying a house can be stressful. A successful purchase starts with having the right representative. Once you have the right representative to assist you, it is likely that he/she will be able to recommend other professionals to join your team.
2. The Lender
We are talking money! Your money, after all. Getting the best lender is important. You have to feel comfortable with your lender, and be weary of lenders who promise more than you think you can afford. If the lender requires an appraisal, he/she will make the necessary arrangements.
3. The Lawyer
Buying a home is far too important a transaction to skimp on a legal advice, leaving you at risk to costly future issues. Find a lawyer who takes time to answer your questions and is specialized in Real Estate law.
4. The Contractor
Planning renovations? Don't let finding the right contractor slow you down. Planning ahead will make your renovations go smoothly, and the contractor will appreciate the advance notice.
Your Plan
1. Find the representative
Speak to an agent that is willing to listen. He/she can give you information about the market, you might not be aware of otherwise. He/she can help you start with the right foot.
2. Find out your price range
A mortgage calculator is a good place to start. As you get closer to buying, nothing will substitute a written mortgage pre-approval. Speaking with a mortgage specialist is the only way to get an in-dept look at your financial picture and to discover exactly what you can reasonable afford for a new home (or renovations).
3. Find out your true needs and wants
Establish what kind of property you want and what location - your agent can give you useful information on that.
4. Find your dream home
Armed with your pre-approval, a little market knowledge and your needs & wants, you're ready for "hunting". You will be surprised haw quickly you can make a decision! Don't forget: your Real Estate Agent is beside you to help! When you see "the house", don't hesitate and put in an offer. In no time you can be the new owner of that house!
With the right team behind you, it really is that easy!