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Canadian Housing Market Continues to be One of The Most Stable In the World

Deputy Governor Lawrence Schembri and the Bank of Canada have analyzed the Canadian housing market, including house prices and compared them to market's around the world. They found that house prices over the last 20 years have been rising relative to household income. Also, he found that tighter lending conditions since 2007 have improved credit-worthiness of borrowers, with ...

Canada Housing Market continues to be one of most stable in the world

Deputy Governor Lawrence Schembri and the Bank of Canada have analyzed the Canadian housing market, including house prices and compared them to market's around the world. They found that house prices over the last 20 years have been rising relative to household income. Also, he found that tighter lending conditions since 2007 have improved credit-worthiness of borrowers, with ...

Have you heard of the Overnight Lending Rate? Do you know what it is?

Every couple of months we read or hear on the news whether the Bank of Canada overnight lending rate has changed. This rate is also called the Key interest rate for the Bank of Canada. They assess the rate 8 times a year. This is the rate which the banks use to borrow from each other "Over-night". Kind of like when you run out of sugar for your apple pie so you ask your neighbour to lend ...

The 2 biggest mistakes when flipping properties...

Flipping houses or condos is a great way to make money. Unfortunately, it is also a great way to lose money. Hopefully your mistakes in the beginning will not cost you so much you never try again. If you break even on your first one you are doing better than most. Having a background in construction definitely helps. There are 2 common mistakes people make ...

Did you know about the Overnight Lending Rate?

Every couple of months we read or hear on the news whether the Bank of Canada overnight lending rate has changed. This rate is also called the Key interest rate for the Bank of Canada. They assess the rate 8 times a year. This is the rate which the banks use to borrow from each other "Over-night". Kind of like when you run out of sugar for your apple pie so you ask your neighbour to ...

The Market

Running averages is the system where you compare the average for the most recent 12 month period for any given stat to the average for the previous 12 months. It gives you a better idea of what is really going on. For the third month in a row the Salmon Arm / Shuswap area and the Central Okanagan lead the way in positive growth and price increases. The North Okanagan has strong statistics but remains ...

Tina Cosman and Sara Galusha join the Century 21 Executives Team

It gives me great pleasure to announce that Tina Cosman and Sara Galusha have joined the Century 21 Executives Team. The Tina Cosman Team is not only one of the highest producing teams in the entire Okanagan Shuswap area they are also one of the most respected. We look forward to helping you build your success for years to come. 

Okanagan Real Estate Investment Timing

A Real Estate Investor can do everything wrong and make a fortune and do everything right and lose their shirt. What is the deciding factor that can make so much difference? Timing. For instance, anyone who bought an Okanagan Real Estate Investment in 2002, even if they paid too much, and sold in 2007 would likely have made a very good return. Anyone who bought in 2007 and sold in 2013 would ...

Agents applaud CMHC rule change for self-employed

by Jordan Maxwell   29 Jul 2015 Canadian investors who are self-employed and looking to claim rental income in order to qualify for a loan will have more freedom to do so come Sept. 28, something that agents with those clients applaud. “It will certainly help that segment of buyers because it’s well-known that it’s a challenge for those who are self-employed to qualify ...

Current Shuswap Okanagan Real Estate Market

Sales activity of all property types across the Okanagan Mainline Real Estate board are up 8% compared to the same YTD figures as last year. Except for prices, we are approaching overall market conditions of 2007. The average number of days to sell is down by 22 days compared to last year as well. The Shuswap leads the way again this month with the greatest increases of nearly 15%, followed by the ...