When most of us are looking to buy a home we are also looking at mortgage options t the same time. To be prepared it may be good to check into mortgages before you find that home you always wanted... You want to make sure everything is in order and you have what a bank is going to require from you at timer of purchasing. Here is an article that may help you along and guide you making those decisions. It helps from knowing your income to talking with a broker and when to decide it is time to buy that home.
Happy Home Shopping!