Gavins expert knowledge will help you select the property
that meets your needs. He will also advise you on financing
options and recommend other professionals such as building
inspectors, lawyers and notaries public who needed to
complete the sale. Get Pre-Approval An Mortgage pre-approval not only helps you determine what you
can reasonably afford, but also improves your status as a buyer.
An offer placed by a pre-approved buyer is attractive to a seller because it
minimizes the risk of the sale falling through because of a lack
of financing. It saves everyone time and money. Pre-approval of a mortgage is when your lender has reviewed all
your financial information and has determined the maximum amount
of money you can borrow. Many banks and financial institutions
are competing for your business so it makes sense to shop around
for a mortgage. Most lenders will reduce their posted interest
rate so don't be shy about bargaining. Your ability to bargain for
a low rate and a flexible mortgage will often depend on how much
business you have with the institution. You can contact banks and
credit unions directly, or work with a mortgage broker. A broker
will help you find a lender and the best mortgage package. Searching for a house Gavin will give you a list of properties for sale that fit your
requirements and setup appointments to view houses. Found your dream home Once you found the perfect home and are ready to make an offer.
Gavin will present your offer to the seller, who will accept,
reject or make a counter-offer. Completion Once your offer has been accepted, Gavin will help you navigate
through the contracts and agreements with a minimum of hassle,
always there to explain your options and address any questions that
you may have. He will also guide you through or suggust professionals
to help you deal with the final steps of legal requirements before
the completion of the transaction. Such as:
Pay the deposit
Have the home inspected
Satisfy the conditions and subject clauses
Finalize your mortgage
Purchase Homeowners' Insurance
Hire a lawyer or notary public
With Gavin, you can be sure that your new home purchase will be in
the best possible hands |