Renovator, beware: The challenges of finished basements

I had written a blog post recently regarding the dangers and pitfalls of un-permitted renovations, i think i may have neglected to mention the potential issues with insurance. changes to wiring and structural elements may limit your claims or leave you under-insured. i saw this public service ad in the paper and hunted it down online :

cheat sheet version

1 get a permit or at least make sure you don,t need one, document conversation and with whom

2. let insurance know you r changing it either way and that you have checked regarding permits

3 Get a REPUTABLE BONDED contractor and at least 3 quotes if possible. check them out online. satisfied and other customers often leave comments on yelp! or BBB sites.

4 make sure you are mitigating any water penetration issues first BEFORE you drop big $ on the reno- failure to do so may leave you with a bad claim history.

my basement is calling for a reno and i have a lot of ideas, not all are supported by management here at the Hacienda Hacking. no matter what you do find out if you need a permit and if you need to address your insurance or other coverages

  credit to

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George Hacking

George Hacking

CENTURY 21 Advanced Realty
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