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Spring Market in bloom April 2014 - average prices up 10.1%

Good start to the spring market in real estate in the GTA. Toronto Real Estate Board reported a 1.8% year-over-year (1) increase in sales through the MLS system in April. Demand is still very high;  buyers and investors find interest rates very attractive. New listings were down 4.5% from last year (1); however, average prices were up 10.1% from last year(1) because of the ...

Happy Mother's Day

Mother’s Day is right around the corner. But don’t feel like you have to break the bank to show mom how much she means to you. A bouquet of flowers, homemade crafts or cards, chocolates, breakfast in bed or giving mom a spa day are some ways that show mom how much you appreciate everything she does for you and the family. Whatever you decide to give your mom or wife this year, be sure ...

Canada housing agency reduces mortgage insurance offerings

(Reuters) - Canada's federal housing agency will stop offering two types of mortgage insurance next month, it announced on Friday in the latest move to curb its ballooning, taxpayer-backed mortgage insurance business and contribute to housing market stability. Canada Mortgage and Housing Corporation (CMHC) will discontinue its current mortgage loan insurance for borrowers who purchase a second owner-occupied ...

2 more mortgage restrictions from CMHC May 2014

More mortgage restrictions starting May 30 . CMHC will stop offering 2 types of mortgage insurance for second owner-occupied homes and for self-employed workers who cannot provide independent validation of their income . This won't have a big impact on the real estate market as it will only account for about 3% of CMHC total insurance volumes. What is your opinion about this ? Read more at http://in.reuters.com/article/2014/04/25/canada-housing-cmhc-idINL2N0NH1WE20140425

Condo sales surging in 2014 ?

This post is related to my previous one in regards to people's buying intentions within the next 5 years . We have seen that mostly younger Canadians in the 18-39 year-old range are planning on buying. In case you are considering making  renovations to your home with the intenT to sell within the next 5 years, choose the renovations according to the taste and requirements of the new generation. ...

Spring Has Sprung.....

Not sure about the spring weather but the "Spring Market" for real estate has certainly taken hold. With Mortgage rates coming down and prime staying the same, the market has continued to move full steam ahead. So, all you Sellers out there, this is the time! Call me, I would love to help.

"TWITTERING"

If you are already chirping away, or if you are considering opening an account, you might want to watch these tips on how to get the most out of Twitter's social network.  Please visit my YOUTUBE account to learn. http:// www.youtube/user/NataliyaVALD.

BUY or NOT BUY a home in the next 5 years?

  BUY or not BUY a home in the next 5 years ??? BMO survey in regards to homeownership intentions over next 5 Years concludes the following: - Buying Intentions: softens in the GTA 51 % of homeowners plan to buy in the next 5 years, 8 points down from 2013 . - Price expectations: Homeowners' expectations of price gains reasonable as appreciation begins to slow. In Ontario homeowners believe ...

Divorce And Your Home

I know no one wants to discuss divorce and the sadness and struggles that may come with it but while sitting with friends a few nights ago our conversation turned towards "What happens with the house in a divorce?"  I realized at that moment I should write a quick blog about it.  As a real estate agent, I understand the importance of a home. It's more than just shelte. A ...

TREB Market Watch: Economic and Commercial Update - Q1 - March 2014 Toronto Real Estate Board

 TREB's Jason Mercer goes through the latest Economic and Commercial Update - March 2014.  Toronto Real Estate Board