Buying Your First Home

Deciding to Buy

There are many reasons to own a home:

  • paying yourself instead of paying rent every month

  • a sound investment with a huge return – way better than stocks, RRSPs, and savings bonds combined – we'll talk about this in a future blog

  • the pride of home ownership is extremely satisfying

    • inviting family and friends over for celebrations and parties

    • taking care of your own lawn and gardens

    • simple things like hanging pictures where you want them to be hung and painting rooms any colour you want

    • FREEDOM!

You will feel that pride EVERY TIME you turn your key to open your front door.


Working with a Realtor

My first experience working with a Realtor was fairly neutral. I didn't know what I was doing, and I di

dn't quite know what he was doing either. I felt like I was doing all the searching, and he was just there to tell me the number of bedrooms and what the condo fees were. Just like any other business, there's the good, the bad, and the ugly out there.

There are AMAZING Realtors in Guelph! My advice to you is to work with someone you trust. Someone who takes the time to listen to you, and understand what it is you truly need and want. Ask your Realtor questions, and get to know them well.


Before Signing ANYTHING

Make sure you know who your Realtor is representing – "Are you representing me or the seller?".

This question can save you from a lot of frustration when you take possession of the home and possibly thousands of dollars. If you interact with the Realtor whose name is on the sign on the lawn, they may be representing the best interest of the sellers, and could be leaving out information that is important to you.

When buying a home, it is always best to have your own Realtor; someone who is representing your best interests and will negotiate on your behalf.

So, when you're ready to become a proud homeowner (imagine the awesome house warming party!) . . . enlist the services of a Realtor you can trust, and will take the time to know exactly what you need and want (hint: me)!


Thanks for reading.

In the next blog, I'll talk about how YOU can afford to buy a home. Yes, YOU can.

Cip de Vries


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