Many lenders have cancelled their pre-approval program. Others are charging a rate premium. Why? It's estimated that less than 1/3 of pre-approvals are funded. Those that aren't cost millions of dollars in wasted time and effort. So what to do? At Centum Discount Mortgage Canada, we can pre-qualify you and do a credit check. You'll know what you can afford and what mortgage rate you'll qualify for. When a mortgage is required for your purchase, always insert a condition on arranging financing. By following this process, we can ensure you receive the best available rate and terms in the marketplace. For questions or to get prequalified email@example.com or 519-505-4488.