Jeff Gingerich

Sales Representative

Home Realty Inc., Brokerage*

560 Parkside Drive

Waterloo, ONN2L 5Z4

Office: 519-570-4663
Office Fax: 519-570-9151
Cell: 519-505-4488
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Irrational Exuberance?

The Kitchener-Waterloo Real Estate Board reports 527 residential sales in K-W for May 2009 representing a 9% increase over May 2008 sales.  The average price declined year-over-year by 1.4% to $261,628.  Right about now you're probably thinking "What about the Recession?"  This increase in sales is being driven by low interest rates resulting in increased affordability.  Over 3/4 of sales were under $300,000 indicating a large number of first-time buyers active in the market.  Detached homes accounted for 68% of sales in May '09 versus 63% in May '08 showing the effect of low interest rates.  Sellers of detached homes under $300,000 reassumed control of the market with a decline in active listings of 6% year-over-year.

So where do we go from here?  I anticipate June sales will show similar results and the summer months will bring about a pause in the heightened activity.  My next post will be devoted to the effect of interest rates on affordability and what the future might hold.