Jo-Ann Beselaere

Broker

Heritage House Ltd., Brokerage*

86 Broadway Street

Tillsonburg, ONN4G 3P6

Office: 519-688-0021
Office Fax: 519-688-0633
Telephone: 519-688-0021
Direct: 519-582-4421
Cell: 519-410-0711
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Housing Crisis To End In 2012

Capital Economics, an analytics firm, expects the end of the housing crisis in 2012. One of the reasons is, loosening credit. The average credit score required to attain a mortgage loan is 700. While higher than past scores, it is constant with requirements one year ago. Banks are now lending amounts up to 3.5 times the borrower earnings. Banks are also loosening loan-to-value, (LTV), which is a ...

Renovating a Home

The right renovations can maximize the resale value of your home.  Below are the latest figures showing payback potential of various renovation projects. Top Four Renovations that will give you the Highest Payback Potential. Bathroom               75% - 100% Kitchen                ...

What is a Reverse Mortgage

A reversed mortgage loan is a constructive way to access funds that otherwise would be locked in the equity of your home. Instead of paying a lender, as you would with a regular mortgage, the lender pays you. It can be a lump sum payment or monthly payments or through credit.  Basicaly, you transfrom a portion ( up to 50%) of your homes value into tax-free cash.  You don't have to worry about ...

Looking for a Home to Buy?

Power Prevails! Research shows, 85% of all potential buyer's do their research on the Internet before purchasing a home. Century 21 has three times the number of visitors per sales representative then any other Real Estate brand in Canada. That in it self ,is the number one reason why you should look to Century 21 for all your real estate needs. Looking for more info on Tillsonburg. Check out these ...

Are low mortgage rates her to stay?

Fixed rates are at an all-time low and will likely stay low for some time to come.  Some analysts predict that rates will remain stable through 2012 and perhaps well into 2013. Avery Shenfield, economist with CIBC wrote recently that current low fixed rates and the state of the bond market with low yields may become norm. However, with rates slightly higher than inflation, I would encourage ...
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