Before you start looking for a home, you should be aware of the real estate closing costs involved and be able to have most of these funds available before you even start the search. Besides the minimum 5% down payment, which the mortgage company requires, you will need to have the following amounts on hand.
Lawyer's Fees and Expenses $850 to $900
Land Transfer $3/1000 - On a $100,000 purchase - the cost would be $300
Mortgage Registration $150
Home Inspection $275 to $350 not mandatory, but an exellent idea
Bank Appraisal Fee $250 - but the bank may waive it
Title Insurance $250
Service and Utility Connection Depends on the company
This summary of closing costs for real estate are meant to provide you with a guideline. For a closer examination of costs it is best to contact me or a real estate lawyer.