First Time Home Buyers

Ah, my favorite! First time home buyers are usually a mix of excited and anxious which is perfectly normal.

There is a lot that can go into buying your first home. Some ways to be prepared are:

  1. Speak with a mortgage broker to determine if you are pre-approved for a mortgage. They can also give you an estimate on what your monthly payments would be for the new home.
  2. Write out your must-haves, wants, and your max budget. This gives you a better idea of where to start. Do you want a bungalow or a condo? Do you have to have a garage? Where do you want to live? What part of town?
  3. Speak with a REALTOR® to determine who you like best. It will make this experience much more enjoyable if you actually like who you are working with. (You can find all REALTORS®  in the area on or send me a message! I would be glad to help )
  4. Along with your REALTOR®, start the home searching process! I like the website for my clients; it allows them to save favorite homes to look at again later. Your REALTOR® will have access to all potentials home through their MLS® system.
  5. Go see some potential homes in person along with your REALTOR® Determine what you like and don’t like about them. Maybe the pictures didn’t look the same.
  6. Once you have found “the one”, then you can go ahead and make an offer on the property. The offer can be either accepted by the vendor, rejected by the vendor or the vendor can come back with a counter offer.

In most cases, this offer is dependent on a home inspection, mortgage approval, and insurance approval. After you come to an accepted offer, you will go through these ‘conditions’. If you choose to have a home inspection (which I highly recommend) there is bound to be some things that are found by the inspector. You must determine if these things will make you walk away from the deal or you choose to live with them. (Example: basement windows not up to code vs. a leaky faucet)

Once all conditions are fulfilled/waived you wait for closing day!

Most closing days are 1-2 months from the date of offer to purchase.


A home is a huge purchase and can be nerve-wrecking but with the right REALTOR® and being prepared ahead of time can help make for a smooth transaction!

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Kayla Beaulieu

Kayla Beaulieu

CENTURY 21 A & T Countryside Realty Inc.
Contact Me