Bad Credit? No Problem!

Our First Question at

Hi Kimberly,
I would like to know what type of home I could qualify for. My credit is not the greatest but I do have a very good paying job. How can we find out?

Get on the phone to a mortgage agent. Just like Real Estate agents there is no commitment for getting answers. They are a great resource for helping you get pre-approved and finding out what you can afford. If you have bad credit they often can help with "B" or "C" lenders as they are called. These lenders have a little higher interest rate but usually within a year or a little more if you are following payment schedules etc.. you may qualify to transfer over to an "A" lender.

It doesn't hurt to pick up the phone and ask! The worst anyone will ever say is NO!

I'm going to tag a few of my mortgage agents that I have done business with here so feel free to call anyone of them for a no obligation information session!

Warren Fetterly, AMP
Mortgage Broker | The Mortgage Centre Canada #11736
Direct: 905-830-9669
Cell: 289-221-1981
Fax: 905-952-0738

Maria Troiani
Mortgage Agent
Cell: 905-201-0139

David Kendall
Financial Service Manager 
BMO Bank of Montreal | 726 Kingston Rd Unit 1 | Pickering, Ontario, L1V 1A9 Tr. 3670
(T) 905-839-3611 | (F) 905-839-1907

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Kimberly Clark

Kimberly Clark

CENTURY 21 Leading Edge Realty Inc., Brokerage*
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