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New Mortgage Rules

After Finance Minister Jim Flaherty announced new mortgage rules for 2011, many homeowners and prospective homeowners began to panic. There are three changes that will take effect on March 18th of this year: Maximum mortgage amortization periods will be reduced from 35 to 30 years. The maximum borrowing limits for refinancing a mortgage will be reduced from 90 per cent to 85 per cent of the ...

Where we stand at the beginning of 2011 in the Global Real Estate Market

It’s no secret that 2010 was an interesting year in the Global real estate market with economic downturns and buying booms, but a December study illustrates just how unstable the Global market was last year. A recent  study conducted by Scotiabank Group shows a modest recovery for residential housing markets in 2010 through a series of ups and downs. The study found Canada as one of the ...

Top 10 Home Staging Tips

Each of us wants to show our home in its best light. We want guests to be wowed by it and prospective buyers to choose it out of all the homes they tour. Luckily, a few simple steps can help move your abode to the top of the list.  According to  Moneysense Magazine, home staging can bring in six per cent above a home’s asking price. 1. Curb Appeal Statistics say potential buyers will ...
Tags: Home Sellers

Internet Safety - Strong Passwords

We all logon to multiple sites. It is well known that most people  choose simple passwords that may be easy for a hacker to guess, such as friends or family names, place names, or dictionary words. We compound  the problem by choosing such a password and using the same one on multiple sites, such as: ·   Email ·   Facebook ·   Twitter ·   ...

GTA REALTORS® Report Mid-Month Resale Housing Market Figures

TORONTO, December 16, 2010 -- Greater Toronto REALTORS® reported 2,509 sales through the Multiple Listing Service® (MLS®) during the first two weeks of December 2010.  This represented a 19 per cent decrease compared to the 3,079 sales recorded during the same period in December 2009.  Year-to-date sales amounted to 84,316 – down one per cent from the 2009 total of 84,888. ...

Canadian Real Estate Market Prediction 2011

Now is the time of a year when we go back and reflect ourselves with the experiences we had in 2010. As we exited through 2010 and embrace ourselves towards the new chapter of our life in 2011 we then start to wonder what's next for us in 2011. My personal opinion of Real Estate Market for 2011: Real Estate market will tend to stabalized itself for 2011 as also predicted ...