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How HST will Affect Homeowners

As you probably know, the Harmonized Sales Tax (HST) is coming into effect on July 1st of this year.   The Ontario Real Estate Association (OREA) strongly opposed the implementation of the combined 5% GST and 8% PST, but there is no reason to be scared out of buying a home in the near future. Understanding how the HST will affect you as a homebuyer will help you decide whether buying a ...

Spring in to House Hunting

The real estate market is always buzzing in the spring time, but there is some extra buzz this spring and if you’re thinking of buying a home this season then you may want to get an early start. Here’s why: The  Harmonized Sales Tax (HST) comes into effect July, 1 2010  and the rate of many goods and services will be raised by eight percent. This includes the commissions, ...

THE TIME TO BUY IS NOW!!

    1) Housing starts are expected to rise While the seasonally adjusted annual rate of housing starts decreased to 132,000 units in July from 137,000 units in June, Canada Mortgage and Housing Corp. says starts statistics – which mark the actual, shovel-in-the-ground beginning of construction – are expected to improve throughout 2009.The reason?“Over the next several ...

Fixed, Variable or Both?

When buying a house and taking on a mortgage, one of the more difficult decisions you’re faced with is whether to go with a fixed rate or variable interest rate. For many, the comfort of knowing exactly what they’ll be paying each month is worth more than the chance that they’ll pay less in the end. Today, that decision has been made even harder with the current and unpredictable ...
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