The key to your success in finding and buying your new home could well lie with obtaining the assistance of a professional realtor! In today's hot market where homes are often selling in a few days your dream home may have come and gone before you even get a chance to see it if you're working alone. A good realtor knows the inventory in their area and most likely has been through them all. We save you time!!! In addition to protecting your interests when it comes time to negotiate and offer for your dream home. If you've been surfing the web and going to open houses expecting that when you found one you liked you would just talk to the listing agent, you can certainly do that but keep in mind that their primary responsibility is to their seller. Find yourself an agent that you're comfortable with and who is willing to work with you. Then consider signing a "Buyer Agency Agreement" with that agent. For an explanation of the agreement please visit www.torontorealestateboard.com/consumer_info/buying_selling/buyer_agency.htm
Your agent should have a thorough understanding of your needs including how much you can afford. This is best done by consulting with a bank or mortgage broker to obtain a pre-approval before you start looking. Make sure your agent can reach you as new listings emerge at any time. You may have to act quickly especially if you hope to have a 2nd showing and some time for consideration before having to submit an offer.
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