To calculate the price of the house you can afford, taxes, rebates and hidden expenses must be factored in
By: Kristin Kent Special to the Star, Published on Thu Apr 11 2013
“If somebody gets excited about a house they can’t afford, that’s not good" David Larock mortgage broker
When Tony Clark and his wife, Faye, started looking for a house two years ...
Posted by Marilyn Mullen
on April 15, 2013
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Posted by Marilyn Mullen
on April 9, 2013
The Wakefield skate park and sports pad project is getting a $150,650 federal grant.
That will cover nearly half the costs of the estimated $350,000 project and help pay for a concrete slab for ball hockey, basketball, inline skating and structures for skateboarding.
The funding, announced by Minister of Infrastructure and Communities Denis Lebel April 6, is coming from the Community Infrastructure ...
Posted by Stephen Lynott
on April 9, 2013
When you’re looking for a new home, you want to find one in a great area – or, invest in an up-and-coming neighbourhood. After accounting for your needs, you'll also want to get an idea of the lay of the land.
Here are some common indicators to help you tell if a particular area is desirable:
Pride of ownership. Take a walk around the neighbourhood. Do you get a sense that people ...
Posted by Marilyn Mullen
on April 4, 2013
Have you ever heard of the Home Buyer’s Tax Credit? Well, with tax season almost upon us, it’s a great time to find out what it is and whether you qualify for it if you bought a house in 2012. As per the Canada Revenue Agency, “you can claim an amount of $5000 for the purchase of a qualifying home made in 2012, if BOTH of the following apply:
You or your spouse or ...
Posted by Marilyn Mullen
on February 28, 2013
Housing-crash prophets are warning people to hold off buying houses. To see why this advice doesn’t always apply, let’s look at the case of Joe Wood, a 25-year-old business graduate who works as a purchasing specialist and blogs at TimelessFinance.com. He just bought his first house in January.
Mr. Wood, a new dad, works in Toronto where house prices have gone up a lot. But Hamilton: ...
Posted by Marilyn Mullen
on February 21, 2013
Renting a home can be perfect for a while; when you first move out, you barely have sufficient funds to feed yourself, let alone for a deposit on a house. Many people choose to rent at first, as it’s easier for them to pay rent monthly as and when their wages come into their bank account.
Another great aspect of renting is that the landlord is responsible for fixing household issues should ...
Posted by Marilyn Mullen
on January 28, 2013
Robert McLister – special to The Globe and Mail
Published Monday, January 7, 2013
It would seem that regulators want to dissuade Canadians from buying homes with nothing down. Yet despite all of the recent changes, buyers can still get into the real estate market with little cash on hand.
Ottawa did away with Canada Mortgage and Housing Corp .-insured 100 per cent financing ...
Posted by Marilyn Mullen
on January 8, 2013
Tips on Creating Your Own Unique, Saleable Home Environment
With popularity of home staging and all the home renovation shows on television these days, it's easy to become overwhelmed at the pressure the industry seems to place on the average homeseller to 'prepare your home for sale'. Let's de-mystify and simplify this process a little bit.
You've met with a realtor, you like them ...
Posted by Stephen Lynott
on December 18, 2012
As we continue to wake up with frost on our lawns and vehicles, it reminds us that the cold season is really here. Days are shorter and the autumn leaves line yards and roads. It seemed like only yesterday people were still enjoying sunny days in the park, but Fall is is here! Before it gets too cold, take some time to make sure your home is ready for the chilly months ahead.
CMHC has ...
Posted by Stephen Lynott
on November 23, 2012