Malcolm Diasio

Malcolm Diasio

REALTOR®
CENTURY 21 B.J. Roth Realty Ltd., Brokerage*
  • 705-331-9958
  • 866-942-2121
  • 705-436-2121
  • 705-436-5391
  • 888 Innisfil Beach Road
    Innisfil, ON L9S 2C2
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Certified Real Estate Divorce Specialist :

 

Community Property:

means that any asset acquired or income earned by a married person while living with a spouse becomes community property owned by both individuals 50/50 (unless of course, a prenuptial or postnuptial agreement is in place). Typically when you go through a divorce and you own a home, both parties try to settle and reach an agreement as to what happens to the home. If you and your spouse cannot agree, then the court will order a sale.

The earlier you and your spouse can agree on the division terms the better.  If not, the divorce might be so complicated that you can’t agree about anything, and you end up in Court every week.

Who gets what?

 

 

Real Estate

Make sure to get the value of your home. If the home has equity, you might consider refinancing and buying out your spouse, then you can keep the house and make the mortgage payments on your own.

This is rare however, because many homes are purchased with both spouses’ incomes and credit scores. Without the dual incomes, the banks are less likely to offer you a loan in that same amount.

Remaining positive, let’s assume you are approved. It’s important to be conservative. If you cannot afford the mortgage payments on a single income, or there is no equity in the home to be able to refinance it, selling the home may be the best option.

Refinance, Buy Out & Keep, or Sell.

 

 

Call (705) 331-9958 to schedule a confidential discussion about your house today!

 

 

 

 

Where to spend your hard earned money, and receive the most Bang for your buck.

THE IMPORTANCE OF CURB APPEAL

The importance of curb appeal

SELLING YOUR HOME / HOME PREP GUIDE

Home Staging Tips. If youre trying to sell it. Or good just for keeping your house looking its best for you!

Specializing in :

  • LUXURY HOMES
  • WATERFRONT PROPERTIES
  • RESIDENTIAL HOMES
  • LAND
  • SMALL BUSINESSES
  • COTTAGES

 

   

 

 

COMMUNITIY INVOLVEMENT

 

Proud Supporter of Cystic Fibrosis Canada.

http://www.cysticfibrosis.ca

 

Help Send a Kid to Camp. Easter Seal Canada.

http://www.easterseals.ca

 

Member of the Parent's School Council Goodfellow Public School.

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ONLINE VS. IN PERSON HOUSE VIEWINGS

This is a great Real Estate infograph explaining the difference between looking at homes online VERSUS in person. #realestate