Welcome to my Website
Welcome to my Website, your source for Kitchener/Waterloo/Cambridge and surroundings Real Estate and Mortgages. I specialize in new and resale homes as well as financing of your new or re-financing of your current home.
I am very proud to mention that I have successfully obtained the ASA (Accredited Seniors Agent) designation from the Canadian Real Estate Council. Only 1/2 % of Realtors all over Canada have this designation.
At Century 21 Home realty, we believe that the customer is of primary importance whether as a buyer or as a seller and both must feel that they have been treated fairly as well as respectfully and are satisfied with their decision to sell or buy. When and only when the customer is satisfied do we win. This is accomplished by offering world class service and always do what is right for the customer.
Professional Background
After I successfully completed Real estate College I decided to take additional courses in the industry. I am proud to have received my ASA designation (Accredited Senior Agent) in 2007.
Since almost every Real Estate transaction involves a mortgage I have decided to go back to college and do the appropriate courses to gain knowledge about the mortgage system to be able to assist all my clients with their questions about financing. I am a Registered Mortgage Consultant since 2007.
Specialties
Bilingual in both German and English.
I do take good care of first time Buyers, educate them through the entire process of buying their first home.
Designations
Senior Real Estate Specialist
Professional Interests
I am Member of the International Real Estate Federation which allows me to communicate with Real Estate professionals world wide.
Being fluent in the German language gives me great advantages in Europe.
As a member of the German Canadian Business Assoc. I regularly meetings to stay up to date on developments in the Tri-City area
Education
High school Diploma
Hospitality School Diploma
Certified Sommelier
Real Estate Sales Person Designation
ASA Designation
Successfully completed College Courses in Business Law, Real; Estate Law, Principals of Appraisal
Certified Mortgage Consultant
Personal Interests
I dedicate a lot of my time to my children. I love taking my dog for long walks and I enjoy good company and a good bottle of wine.
Being a certified sommelier I am often asked to do small wine tastings with fiends.
I believe that children have a great advantage in the future if the learn German as a third language, and therefor I am involved with the Parent Association of the German Concordia Language school
Awards
- 2008 - Masters Silver
- 2007 - Masters Silver
Why Do I work as a mortgage consultant in addition to being an experienced Realtor?
One of the most important steps when buying a home is being pre-approved for the home loan. Many buyers apply for the loan and receive a pre-approval from a lender before searching for a home.
Here is why is Pre-approval important:
- Pre-approval can cut days or even weeks off the closing because I have already conducted a credit analysis and approved you for a mortgage
- Pre-approval strengthens our offer and negotiation position. A home seller will often choose to accept an offer from a buyer who is pre-approved for a mortgage over one whose financial picture is still in question.
- Pre-approval will determine your price range and narrow your search parameters based on your down payment and your pre-approved mortgage amount, you will know how much you can afford before we even start looking for your new home.
There is also a significant difference between buyers who are merely 'pre-qualified' and those who are pre-approved:
Pre-qualified buyers are those whose lenders have determined how much they can borrow based on information the buyers has provided to the lender. Nothing has been verified to determine the buyer's true creditworthiness.
Contact me to get all the details.
Buying a home with with an eye for resale value
As you start looking for a new home, you probably aren't even considering your next move. You probably just want this one to be taken care of. But it is always prudent to shop for a new home with an eye for resale value down the road. After all, your home is one of your largest investments you have.
I will not sell you a home which I cannot resell for the same price the next day!
No one can predict what the future will bring, but here are some simple things we will look for:
- Views from the property
- Neighbourhoods
- Kitchen and Bath
- Garages
- Plumbing and wiring
- Lot size and shape
- Closets
After I inspected a home with you, and we proceed with an offer conditionally on Home Inspection, we will most likely already know what the Inspector has to say. I will have pointed it out to you BEFORE the offer, so we do not waste time and money.
Feel free to contact me for more information
Personal Background
Born in Canada I moved to germany grew up an completed High School as well as Hospitality School.
After almost 20 years in the hospitality industry I decided it is time for a change and I went back to college
I am married and have to children and we live in this Kitchener since 1997.
Languages
English, German
AIR MILES
Ask me how to earn AIR MILES® reward miles when you buy or sell a home through me.