Margaret Byrne

Margaret Byrne

CENTURY 21 Millennium Inc., Brokerage*
  • 705-429-2121
  • 705-429-0406
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Welcome to my Website

Hello and thank you for visiting my website.

As a CENTURY 21® Real Estate professional, I am dedicated to providing you with the highest quality service possible. My personal knowledge of the local Real Estate market is combined with the power of the CENTURY 21 brand - the most recognized name in Real Estate today.

Let me assist you in finding your dream home, in a neighbourhood that is right for you, and in the price range you want. Or if you are interested in selling a property, I also have the expertise to help you get the fastest sale possible and at the best price.

I look forward to the opportunity of working for you!

Personal Background

After selling real estate for 20 years in the Brampton area, I decided to join the large number of people that were moving north of the city.


Stonebridge By The Bay


Reinvent yourself at Stonebridge by the Bay in Wasaga Beach


I'm a member of the Canadian Real Estate Association, Ontario Real Estate Association and the   Brampton  /  Toronto  /  Georgian Triangle Real Estate Board.  I'm continually upgrading my skills through continuing education and professional development, taking such courses as:

Stigmatized Properties, Mortgage Fraud & Identity Theft, Opportunities & Advantages of Home Warranty Disclosures, Advanced listings in a high tech world


Ask me how to earn AIR MILES® reward miles when you buy or sell a home through me.

My Role as your REALTOR®

As a REALTOR®,  I have a vast amount of real estate knowledge and the experience required to stay cool, even in a hot real estate market.  If you work with me, you can expect strict adherence to provincial law as well as to a code of ethics ensuring you'll receive the highest level of service, honesty and integrity.

If you are buying a home, I can help you determine how much house you can afford, offer advice on choosing the right neighbourhood and ensure your interests are best served during negotiations.

If you are selling a home, I will help you determine a fair and accurate asking price for your home, develop a marketing plan, offer advice to help make your home more "saleable," screen potential buyers, show your home and, of course, negotiate on your behalf.



Home Ownership Incentive

RRSP Home Buyers’ Plan (HBP)

The government of Canada’s Home Buyers’ Plan allows qualified buyers to withdraw a maximum of $25,000 tax free from their RRSP’s to purchase or build a house.  If your spouse is also eligible, you can each withdraw up to $25,000 towards the downpayment, for a total of $50,000.  No income tax is deducted from these funds, as long as they are repaid to the RRSP according to the government’s repayment schedule.


How the Plan Works:  You may participate in the plan if you (or your spouse) have not owned a home which you occupied as your principal residence in the last five years.


Repayment Schedule - The money you withdraw from your RRSP must be repaid over a period of no more than 15 years to retain its tax deferred status.  Your repayment period starts the second year following the year you made your withdrawls.  If you pay less then your scheduled annual payments, the amount that you don’t repay must be reported as income on your tax return for that year.


For example, in October 2009 you withdraw $24,000 from your RRSP to finance the purchase of your home.  Your first annual repayment of $1,600 ($24,000 divided by 15 years) is due by December 31, 2011.


I specialize in:

¨  Residential properties

¨  Recreational

¨  Waterfront

¨  Mobile Homes

¨  Vacant Land

Community Involvement

I’m proud to be involved in the CENTURY 21 Millennium Inc. ‘Caring for Kids' program.  Each year we liaison with local schools so we can provide a magical Christmas for needy children and their families.  In 2008 we were able to help 15 families and 48 precious children.

Professional Skills

In order to understand the needs of my clients and provide the best possible service I have great communication skills - especially listening skills.

Strong negotiation skills – As your REALTOR®,  I will negotiate well and in a manner that is mutually acceptable to all parties involved.  In order to be a good negotiator, I possess strong "people skills" and genuinely enjoy working and dealing with various types of people.


Knowledge – I am familiar with the Greater Toronto Area including Brampton, Mississauga and  Georgetown.  I will be able to assist you in finding out local school information, city demographics and more.


  • English

Professional Background

I have been a licensed realtor since 1983.  I worked in Brampton and surrounding area until 2003 where I was consistently a "Top Producer" helping many families buy and sell homes.

In 2004 Century 21 Millennium Inc. opened a branch office in Wasaga Beach where I now live and  am now able to service my clients successfully in both Wasaga Beach and Brampton with their real estate needs.


  • CREATE 21 Canada


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