Mark Phipps

Mark Phipps

Sales Representative
CENTURY 21 Millennium Inc., Brokerage*
  • 519217MARK6275
  • 647961MARK6275
  • 519-940-2100
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Welcome to my Website


Look at homes in the neighbourhoods I work closely with:



As a CENTURY 21® Real Estate professional, I am dedicated to providing you with the highest quality service possible. My personal knowledge of the local Real Estate market is combined with the power of the CENTURY 21 brand - the most recognized name in Real Estate today.

Let me assist you in finding your dream home, in a neighbourhood that is right for you, and in the price range you want. Or if you are interested in selling a property, I also have the expertise to help you get the fastest sale possible and at the best price.

I look forward to the opportunity of working for you!

Community Involvement

I believe in giving back to the community and do this through the "Caring for Kid's" program. Every year myself and other agents from Century 21 Millennium liaison with 5 local schools to provide a magical Christmas for needy children and their families...last year we were able to help 15 families and 48 children.

Since 2004 I have been involved with the community competitive soccer program. Throughout the years I have had the pleasure of being the Trainer, Assistant Coach, and the Head Coach of the 1997 Boy's. I have watched them grow not only as soccer player's but also into well behaved, respectful young men.

My children also believe in giving back to the community. For the last two years my son Braedyn has started a collection of used soccer uniforms, including shirts, shorts, shoes, socks and equipment and given them to the "Second Kicks" foundation. These donations have helped promote healthy living, sportsmanship, and community spirit to children, youths and families around the world. So far the collections have been sent to worthy communities in Africa,  India, Canada, and Nepal My daughter Karleigh started  "Pink Shirt Day" at her school this year. Pink Shirt Day helps to promote "Bully Awareness". Bullying is a major problem in our schools, workplaces, homes, and over the Internet. She helped raise awareness on these issues and gave her fellow students all the tools needed to stand up against bullies and to step in when they see it happening .



Personal Background

I started my career as a business professional with one simple rule - treat others, as I would like to be treated.

In several years of professional sales experience, I can list these achievements, which highlight my selling and leadership skills:

*Earned designation as top performer company wide for twelve consecutive quarters.
*Received top marks and several letters of commendation from new customers and existing customers for excellent customer service. 
*Assisted in the training of new-hires in the sales organization and contributed to the update of the selling skills module of the training program.

In the current tough marketing environment, I understand how essential it is to master the art of selling houses while providing sustained, exceptional customer service, which exceeds client expectations.

Whether it’s a multi million dollar estate property or a first home, I have the past experience to handle such a transaction and look forward to meeting with you to discuss what it is that I am doing differently from most other Real Estate agents in the marketplace.



Ontario Real Estate Association

Course 1,2,3, and 3 Advanced Completed 

Real Estate as a Professional Career, Land, Structures & Real Estate Trading, The Real Estate Transaction, and The Residential Real Estate Transaction. 

Fire Protection Engineering Technology 3 Year Diploma Program

Seneca College of Applied Arts & Technology, Toronto Ontario

Extensive professional training in the areas of Fluid Mechanics, Computer Assisted Drafting, Fire Dynamics, Buildings & Structures, Sprinkler Design, Building Codes, Occupational Health & Safety, Chemistry, Hazards of Materials, Decision Analysis, and Fire Investigation.


  • English

Personal Interests

I enjoy soccer, skiing, golf, and spending my off time with my family.

Century 21 iPhone App

Calculate Land Transfer Tax and Mortgage Payments


On transfers of residential real property in Ontario, Ontario Land Transfer Tax (LTT) is calculated on the purchase price (less a calculation regarding HST, if the property purchased is a newly built home). The Ontario land transfer tax is payable by the purchaser on the purchase price upon registration of a Transfer/Deed of Land in the Ontario Land Registry Office on closing based on the following upward sliding scale:

0.5% on the first $55,000 of the purchase price, plus

1.0% on the amount exceeding $ 55,000 up to and including $250,000, plus

1.5% on the amount exceeding $250,000 up to and including $400,000, plus

2.0% on the amount over $400,000.(Be aware that for non-residential properties, such as industrial or commercial real estate, there is no 2% charge since the tax rate is 1.5% for any amount of purchase price over $250,000 regardless of the total price.)

The Ontario land transfer tax on a property transferred for $200,000 is calculated as $275.00 on the first $ 55,000 (0.5% = $ 275.00), plus $1,450.00 on the next $145,000 (1.0% = $1,450.00), for a total of $1,725.00.

CALCULATE YOUR ONTARIO LAND TRANSFER TAX: (based on purchase price of a resale residential home. Please note that this calculation is based on a resale property and not on a newly constructed home which typically includes HST in the price.

The information contained on this page is for estimation purposes only and applies to the sale of Ontario Residential properties only. Your actual Ontario Land Transfer Tax should be independently calculated and verified. The real estate board nor any of its advertisers shall have any liability for the accuracy of the information contained on this page.  

Securing a mortgage is an integral step in the buying process. We can connect you to great rates and great convenience. Our partnerships with industry-leading mortgage companies give you access to the financial products that meet your needs and the expertise to negotiate the best rate for you. The following mortgage tools will help you determine how much you can afford and calculate your mortgage payment.

Mortgage Tools

Find out how much you can afford and calculate your mortgage payment.
Powered by filogix®

Maximum Mortgage Analyzer Calculate the maximum mortgage amount you qualify for based on your income.  

Mortgage Analyzer

Calculate your mortgage payment. Create an amortization schedule. Discover what you will owe in 5 years.


Payment Analyzer

Calculate the monthly, semi-monthly, bi-weekly and weekly payment option on your mortgage.


Prepayment Analyzer

Calculate your mortgage payment. Discover how many years you will shorten your amortization and how much interest savings you will realize by making a prepayment (lump sum) on your mortgage.


The Mortgage Isolator

Isolate a variable in the determinants of a mortgage payment.


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