GLOBE AND MAIL
CARRICK : Toronto, Calgary, Vancouver. They're all Desperation City as far as young people trying to afford a house are concerned. The theme in housing market forecasts for 2015 so far is steady pricing. Some markets will more or less be flat, while the Big Three markets could rise 3 to 4 per cent. What more could go wrong if you're struggling to save enough money to buy a first home? Here's something: You buy and then have to deal with a shock to the economy. Something like a plunge in oil prices that undermines growth and hurts the job market, for example.