Congratulations, you’ve made the big decision to purchase a home!

Congratulations, you’ve made the big decision to purchase a home!


Congratulations, you’ve made the big decision to purchase a home! Now what? The first step is to find the right realtor to help guide you through the home buying process and what will seem like an endless amount of paperwork that you will be asked to sign. It may sound like a daunting and intimidating task, but with the help of your chosen real estate professional, this paperwork will become second nature. Here are some common documents:


Working With A Realtor – Your realtor will ask you to sign an acknowledgement that “Agency Representation” has been explained to you.


FINTRAC Forms – Financial Transactions and Reports Analysis Centre of Canada. Now you know why we call it FINTRAC! These are government forms related to financial tracking and money laundering. They have been put in place to protect you from mortgage and identity fraud. These forms require current government identification to be recorded as well as limited financial information when collecting deposit cheques.


Buyer Representation Agreement – Your realtor will fully explain this document and if you choose to have full representation as a Buyer Client, you will have to sign this document.


Agreement of Purchase and Sale – The meat and potatoes! The Offer! Your realtor will explain all the documents and paperwork associated with your offer and guide you through to help make an informed decision.


Removal of Conditions – These may be waivers or Notice of Fulfillment of Conditions. Once the conditions are removed, it makes your offer a firm and biding contract.



Expert Tip…Find a realtor who “gets” you and that you can be open and honest with. A trusting relationship is key to the success of your first real estate experience. Happy Buying!






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Michelle Rose Andreacchi

Michelle Rose Andreacchi

CENTURY 21 Miller Real Estate Ltd., Brokerage*
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