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MORTGAGE RULE CHANGES

3 mortgage changes that are coming our way:  Reduce the maximum amortization period to 30 years from 35 years effective March 18 2011 for new government-backed insured mortgages with loan-to-value ratios of more than 80 per cent. This will significantly reduce the total interest payments Canadian families make on their mortgages, allow Canadian families to build up equity in their homes more ...

Mortgage Insurance Rules Announcement

Federal Finance Minister, Jim Fleherty, annouced prudent changes to mortgage insurance rules intended to come into force on April 19th, 2010. CAAMP (Canadian Association Of Accredited Mortgage Professionals) was actively engaged in the discussions around these changes, which are as follows: All borrowers must meet the standards for a five-year fixed rate mortgage even if you choose a mortgage ...

CAAMP RELEASES MORTGAGE RISK ASSESSMENT REPORT

Today, Canadian Association of Accredited Mortgage Professionals (CAAMP) released a report entitled Revisiting the Mortgage Market – Risk is Small and Contained based on new research using data collected from its corporate members. The findings strongly suggest that Canadian mortgage lenders and borrowers are extremely prudent with their borrowing and lending. For full article please click here
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