TIPS ON HOW TO PROTECT YOURSELF FROM IDENTITY THEFT
1. Be watchful of shoulder-surfers. At ATMs and phone booths, thieves will stand close enough to see PIN numbers punched in by users.
2. Mind those credit card receipts, especially since only a few credit card receipts have stopped listing full account numbers and expiration dates.
3. Buy a shredder and use it. Shred everything, including credit card receipts (after you've reconciled your bill), old bank statements, medical statements, everyday bills, and pre-approved credit card offers.
4. Write clearly on all credit applications. Consistently and completely fill in all credit and loan applications using your full name, first, middle and last. Every bill that comes to your house should be addressed exactly the same.
5. Monitor your credit accounts carefully, so you'll know if a bill's missing or unauthorized purchases have been made. Close out unused credit cards.
6. Limit the number of credit cards you carry. The fewer cards you have, the easier it is to track them.
7. Get a credit report at least once a year and clean up any errors.
8. Never leave paid bills in your mailbox for the mail carrier to pick up. Drop them off at a post office box.
9. If you're moving, contact all your creditors and update them of your address changes immediately.
10. Protect your SIN card.
11. Never carry your SIN card and driver license together in your wallet.
12. Don't provide your SIN, bank account number or credit card number to anyone who contacts you through telephone solicitation.
13. If you're shopping with an online merchant for the first time, look for the Trust-e symbol or a Better Business Bureau online seal. These indicate the seller has been independently audited and deemed trustworthy.
I hope you found this information helpful. Please feel free to share with your friends and family and remember I am NEVER too busy for your referrals.
Michelle Rose Andreacchi
CENTURY 21 Miller Real Estate Ltd.
467 Speers Road,
Oakville, On L6K 3S4