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Look before leaping into rent-to-own

The Real Estate Council of Ontario is now joining the chorus of those asking both homebuyers and investors to do their homework before leaping into a rent-to-own deal with any third party.  If a deal seems too good to be true, it probably is,” says the regulator's registrar Joseph Richer. “As with any real estate transaction, it’s crucial for consumers to do their research ...

Vision 25 - What a great program!!!

Here is an email I just received from one of our Realtors, Shirley Kosiancic, and her clients compliments on our new Vision 25 program... Hi Derek, One of my sellers who do not have the internet had me send a copy of their Vision 25 Social media links to their brother who was a Realtor in Calgary for 25 years.  He phoned them last night and was thoroughly impressed with the Vision 25 program.  ...

WHAT IS A DEBT SERVICE RATIO

Debt Service Ratios (GDS / TDS Ratios) Lenders have long relied on two standard measures of one's "ability to pay" their mortgage:  Gross Debt Service (GDS): The percentage of the borrower’s income that is needed to pay all required monthly housing costs (mortgage payments, property taxes, heat and 50% of condo fees). Total Debt Service (TDS):  The percentage of the ...

Community Skating Party

On Friday February 01, from 5:30pm to 8:00pm at the Kinnaird Park Outdoor Rinks... come out and enjoy the fireworks, free hotdogs, free hot chocolate, fire barrels and of course skating...a great family fun night.  Thanks City of Castlegar!

Recent Changes to Powers of Attorney

  1. Determine if there is a valid Power of Attorney in place. A Power of Attorney is a legal documents that grants to a person (sometimes called the “Attorney”) the right to sell and dispose of the assets of the Donor (the person granting the power of attorney). In British Columbia the statute (law) governing powers of attorneys has recently changed and new rules apply to have ...

Hot New Listing!!

1567 Pass Creek Road $239,900 Country Road Take Me Home!!!  This beautiful acreage has it all!!  This renovated country home offers a custom maple kitchen, new laminate flooring and fresh paint.  This home has a full basement and a good-sized garage.  The property is nicely landscaped and has a great garden space.  The property is nicely landscaped and has a great garden ...

Best ski hill in North America!

Wow!  Our little secret is out! Whitewater in Nelson and Red Mountain in Rossland were voted best ski hills in North America!  Both only 45 minutes apart!

Ground-breaking Partnership in Nakusp

What happens when two of the coolest ski industry icons meet in Nakusp? CMH K2.....that's what! CMH & K2 unveiled their new heli-skiing operation that accesses the deep powder stashes, right here in the Kootenays. Stay at the exciting, revamped CMHK2 RotoLodge in beautiful downtown Nakusp. Check out CMHK2.com for all the news.

BUYERS MARKET

Wow! If you are interested in purchasing a home or recreational property...this is the time to do it! It is a buyers market!!! Call or e-mail me any time if you have any questions!!!

Free use of Century 21 Mountainview Moving Trailer

Century 21 Mountainview offers the use of their moving trailer when moving in the area when you purchase or sell a house through them!