Why should I use a REALTOR®? - Buyers

1. REALTORS® can help you determine your buying power. If you give a REALTOR® some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you.

2. REALTORS® has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties.

3. REALTORS® can assist you in the selection process by providing objective information about each property. REALTORS® can provide local community information on utilities, zoning, schools, etc. There are two things you'll want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell?

4. REALTORS® can help you negotiate. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required.

5. REALTORS® can provide due diligence during the evaluation of the property. Your REALTOR® can assist you in finding qualified responsible professionals to do investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. The title to most properties will have some limitations; for example, easements (access rights) for utilities.

6. REALTORS® can help you in understanding different financing options and in identifying qualified lenders.

7. REALTORS® can guide you through the closing process and make sure everything flows together smoothly