Natasha Huizinga

 So, you have decided now is the time to buy your first home. You have a secure job, perhaps getting married, having a baby. Congrats!

Where do you start? There are a few things you should consider first.

• ·         Where do you want to live?
• ·         When do you want to be moved by?
• ·         Why do you want to move?
• ·         Long relationship with your bank? Or do you go to a mortgage broker?
• ·         Choosing a Realtor – how does one actually go about that?

If you’ve come this far, I imagine you can answer the where, when and why fairly easily.

So now, If you have been with your bank a long time and have a good relationship they may be the most comfortable way to obtain a mortgage. However, seeking out the advice or very least second opinion of a mortgage broker can be helpful too. They can sometimes offer you a better deal than your preferred lending institution because a broker can look to many different lenders products to find one that fits you best opposed to your banks products that they see fit to offer you. There is no right or wrong answer here, in the end, goes with the one that makes the most sense, today until the end of the term.