Another way of helping to achieve your home ownership dreams is to purchase a place with an income potential. By buying a home with income potential that you live in you still need only meet the borrowing guidelines for buying your home, vice an income property. To buy a personal home you need about 10% down, an income property requires 25% or greater and an income forecast to prove that this is a viable risk for a lender to take on. Then you can have some, most or all of your mortgage paid for. The home listed here has a one bedroom suite with individual hot water and electricity for the tenant. It is located about ten minutes from the Middleton Campus of the Nova Scotia Community College, which offers a rental pool that you can access.